Miles & More Axis Bank World Credit Card
Issuer Regulated by RBI
Axis Bank logo
Axis Bank

Miles & More Axis Bank World Credit Card

The Miles & More Axis Bank World Credit Card is for Lufthansa Group's Miles & More loyalty programme members.

Mastercard
Co-branded
64
Overall CardCheck ScoreGood

Travel & Lounge Fit Score

82/100

Best for: Lufthansa Group frequent flyers — Miles & More programme

Joining Fee

₹3,500

Annual Fee

₹3,500

Reward Rate (%)

1

Forex Markup

3.5%

Community
(0)
Your Rating

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

20/35

Fee Value & ROI

18/25

Lounge & Perks

18/20

Forex & Access

8/20

Category Strengths Breakdown

Ranked by strongest spend category
Travel & Lounge
82/100
Premium Privileges
74/100
Online Shopping
50/100
Dining & Food
45/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Miles & More Axis Bank World Credit Card Benefits

15,000 welcome bonus miles
2 complimentary domestic lounge visits per quarter via Priority Pass
Never expiring miles
Can earn unlimited miles

Miles & More Axis Bank World Credit Card Rewards

How you earn back on every swipe

miles

Reward type

1%

Earn rate

2

Points / ₹100

Miles & More Axis Bank World Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).

Joining fee₹3,500
Annual fee₹3,500
Interest rate (APR)55.55%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹500)
Over-limit fee2.5%
Forex markup3.5%
Fuel surcharge waiverNo

Miles & More Axis Bank World Credit Card Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

Priority Pass

Included with this card

Things to Keep in Mind

  • rent
  • wallet loads
  • insurance
  • utilities
  • government spends
  • gold & jewelry
  • cash withdrawals
  • EMI transactions
  • fuel

Card Features

Metal Card
Contactless
UPI Linked

Annual Fee: ₹3,500

This card carries a fixed annual fee of ₹3,500. At ~1% estimated return, spending approximately ₹29,167/mo earns enough rewards to fully offset the annual fee.

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Miles & More Axis Bank World Credit Card Eligibility

Age18+ yrs – 70
CIBIL scoreCardCheck Estimate
720+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 15,000 welcome bonus miles
  • 2 complimentary domestic lounge visits per quarter via Priority Pass
  • Never expiring miles
  • Can earn unlimited miles
Cons
  • No fee waiver
  • No fuel surcharge waiver

Who is this card for?

Frequent travellers who fly Lufthansa, Swiss, Austrian or Brussels Airlines and hold a Miles & More account.

Quick Links

Data last updated 10 Aug 2026

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