Miles & More Axis Bank World Credit Card
RBI Approved
Secure Payments
Axis Bank
Axis Bank logoAxis Bank

Miles & More Axis Bank World Credit Card

The Miles & More Axis Bank World Credit Card is for Lufthansa Group's Miles & More loyalty programme members.

Mastercard
Co-branded
64
CardCheck ScoreGood

Top Category Performance

Travel & Lounge (82/100)

Best for: Lufthansa Group frequent flyers — Miles & More programme

Joining Fee

₹3,500

Annual Fee

₹3,500

Reward Rate (%)

1

Forex Markup

3.5%

Community
(0)
Your Rating

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

20/35

Fee Value & ROI

18/25

Lounge & Perks

18/20

Forex & Access

8/20

Category Strengths Breakdown

Ranked by strongest spend category
Travel & Lounge
82/100
Premium Privileges
74/100
Online Shopping
50/100
Dining & Food
45/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Miles & More Axis Bank World Credit Card Benefits

15,000 welcome bonus miles
2 complimentary domestic lounge visits per quarter via Priority Pass
Never expiring miles
Can earn unlimited miles

Miles & More Axis Bank World Credit Card Rewards

How you earn back on every swipe

miles

Reward type

1%

Earn rate

2

Points / ₹100

0.5

Per point

Miles & More Axis Bank World Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹3,500
Annual fee₹3,500
Interest rate (APR)55.55%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹500)
Over-limit fee2.5%
Forex markup3.5%
Fuel surcharge waiverNo

Miles & More Axis Bank World Credit Card Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

4 per year

International lounge visits

Priority Pass

Included with this card

Things to Keep in Mind

  • rent
  • wallet loads
  • insurance
  • utilities
  • government spends
  • gold & jewelry
  • cash withdrawals
  • EMI transactions
  • fuel

Card Features

Metal Card
Contactless
UPI Linked

Annual Fee: ₹3,500

This card carries a fixed annual fee of ₹3,500. At ~1% estimated return, spending approximately 29,167/mo earns enough rewards to fully offset the annual fee.

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

Checking sign-in…

Miles & More Axis Bank World Credit Card Eligibility

Age18+ yrs – 70
Min. income₹75,000/month
CIBIL score750+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 15,000 welcome bonus miles
  • 2 complimentary domestic lounge visits per quarter via Priority Pass
  • Never expiring miles
  • Can earn unlimited miles
Cons
  • No fee waiver
  • No fuel surcharge waiver

Who is this card for?

Frequent travellers who fly Lufthansa, Swiss, Austrian or Brussels Airlines and hold a Miles & More account.

Quick Links

View on bank website

Data last updated 10 Aug 2026

Top Alternatives in this Category

Highly rated alternatives evaluated by our deterministic scoring engine

Deterministic 0–100 Scores
HSBC BankScore: 91
+27 pts higher CardCheck Score
IDFC FIRST BankScore: 91
+27 pts higher CardCheck Score
IDFC FIRST BankScore: 88
+24 pts higher CardCheck Score

Popular Comparisons for Miles & More Axis Bank World Credit Card

Direct side-by-side MITC term matchups

Side-by-Side

More from Axis Bank

Free Rewards Math Simulator

Calculate your exact earnings with Miles & More Axis Bank World Credit Card

Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.

Launch Rewards Calculator