Miles & More Axis Bank World Credit Card
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Axis Bank

Miles & More Axis Bank World Credit Card

Mastercard
Co-branded

Your rating

Community rating

Best for Lufthansa Group frequent flyers — Miles & More programme

Joining Fee

₹3,500

Annual Fee

₹3,500

Reward Rate

1%

Forex Markup

3.5%

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Key Benefits

15,000 welcome bonus miles
2 complimentary domestic lounge visits per quarter via Priority Pass
Never expiring miles
Can earn unlimited miles

Rewards

How you earn back on every swipe

miles

Reward type

1%

Earn rate

2

Points / ₹100

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹3,500
Annual fee₹3,500
Interest rate (APR)55.55%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹500)
Over-limit fee2.5%
Forex markup3.5%
Fuel surcharge waiverNo

Travel & Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

Priority Pass

Included with this card

Things to Keep in Mind

  • rent
  • wallet loads
  • insurance
  • utilities
  • government spends
  • gold & jewelry
  • cash withdrawals
  • EMI transactions
  • fuel

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Eligibility

Age18+ yrs – 70

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 15,000 welcome bonus miles
  • 2 complimentary domestic lounge visits per quarter via Priority Pass
  • Never expiring miles
  • Can earn unlimited miles
Cons
  • No fee waiver
  • No fuel surcharge waiver

Who is this card for?

Frequent travellers who fly Lufthansa, Swiss, Austrian or Brussels Airlines and hold a Miles & More account.

Quick Links

View on bank website

Data last updated 24 Mar 2026