CardCheck Score
Good
BOBCARD Cashback Credit Card
BOBCARD
View details
Best for online shopping, everyday cashback, low-maintenance rewards
Fuel WaiverHigh RewardsShopping
Joining Fee
₹499
Annual Fee
₹499
Reward Rate
1–5%
View details
Verified Issuer
BOBCARD Credit Cards
Complete catalogue of all 5 BOBCARD credit cards with MITC verified data
Total
5
Cards
Zero Fee
1
Lifetime Free
Issuer Avg→
Standard-7 pts vs marketCardCheck Overview: BOBCARD (Bank of Baroda) offers high-reward credit cards including BOBCARD Eterna, Premier, and fuel cards with affordable annual fee waiver targets.
BOBCARD 4-Pillar Issuer Benchmark
Standout Strength:Fee Value & ROI (21.8/25)Methodology →
Reward Power
35%28.2/35
Fee Value & ROI
25%21.8/25Top Pick
Lounge & Travel
20%9/20
Forex & Access
20%10.4/20
5 cards found
Top Recommended BOBCARD Credit Cards (2026)
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
Best Premium Lifestyle Card
Excellent
BOBCARD Eterna
3.75% Reward value back on travel, dining & online shopping
₹2,499 (Waived on ₹2.5L)View Card
Best Value Reward Card
Good
BOBCARD Premier
5X Reward points on travel, dining & utility spends
₹499 (Waived on ₹50k)View Card
Best Beginner Credit Builder Card
Good
BOBCARD Easy
5X Reward points on grocery & department store purchases
₹500 (Waived on ₹35k)View Card
| Feature | BOBCARD Eterna | BOBCARD Premier | BOBCARD Easy |
|---|---|---|---|
| CardCheck Score | 83/100 | 67/100 | 64/100 |
| Rating Verdict | Excellent | Good | Good |
| Primary Benefit | BOB's flagship — 10 RP per ₹100 on intl/dining, unlimited domestic lounge | Mid-tier BOB card — 5 RP per ₹100 on dining/travel + 2 lounge/quarter | Entry-level BOB card — zero joining fee, affordable ₹399 annual fee |
| Annual Fee | ₹2,499 | ₹1,000 | ₹500 |
| Spend Fee Waiver | ₹2 Lakh Spend | ₹1.5 Lakh Spend | ₹50,000 Spend |
| Lounge Access | 396 Domestic / Year | 8 Domestic / Year | — |
| Min Salary Target | — | — | — |
Popular comparisons for BOBCARD Credit Cards
Side-by-side head-to-head match-ups based on real user spend patterns
BOBCARD Specifications & Essential Data (2026)
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
1800 225 100 / 1800 103 1006
Forex Markup
2% – 3.50%
Points Expiry
2 Years
Min CIBIL Target
750+
BOBCARD Key Takeaways & Portfolio Highlights
BOBCARD offers 5 credit cards with high reward yield across dining, travel, and everyday shopping.
BOBCARD Eterna offers up to 3.75% value back on travel and dining transactions.
Low annual fee waiver targets starting at ₹35,000 for BOBCARD Easy.
Includes complimentary airport lounge access on Premier and Eterna cards.
How to Choose the Best BOBCARD Credit Card in 2026
BOBCARD offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All BOBCARD credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Frequently asked questions about BOBCARD credit cards
Verified answers regarding annual fees, lounge access, rewards, and eligibility
How many credit cards does BOBCARD offer in India?
BOBCARD offers 5 active credit cards across cashback, travel, rewards, fuel, and premium segments on CardCheck.
How to check eligibility for BOBCARD credit cards?
CardCheck provides an instant, zero-sign-up eligibility checker that matches your income and credit profile against BOBCARD's minimum requirements.
Are BOBCARD card fees verified on CardCheck?
Yes. All annual fees, joining charges, APR bands, and reward caps for BOBCARD cards are verified directly against published MITC documents.
How to waive annual fees on BOBCARD credit cards?
Most BOBCARD credit cards automatically waive annual fees when you reach published annual spend thresholds (typically ₹50,000 to ₹3 lakh per year).
Does BOBCARD offer airport lounge access?
Selected premium and travel cards from BOBCARD offer complimentary domestic and international airport lounge access. Filter cards on CardCheck by "Lounge access" to see full details.