Credit Cards with Lounge Access

87 cards in this category

Airport lounge access can turn a stressful travel day into a comfortable one. Many Indian credit cards offer complimentary domestic lounge visits via DreamFolks and international lounge access via Priority Pass — some with unlimited visits per quarter.

2026 Comparison Matrix

Top Ranked Credit Cards with Lounge Access

Verified Bank MITC Terms
Side-by-side comparisonSwipe right for full table
Rank & Credit CardCardCheck ScoreAnnual FeeTop Category PerkQuick Action
HSBC Premier Credit Card
#1 HSBC Bank#1 Leader
HSBC Premier
91/100
Elite
FreeStandard fee
Up to 5% rewards on top categories
Compare
IDFC FIRST Wealth Credit Card
#2 IDFC FIRST Bank
IDFC FIRST Wealth
91/100
Elite
FreeStandard fee
Up to 5% rewards on top categories
Compare
IDFC FIRST Select Credit Card
#3 IDFC FIRST Bank
IDFC FIRST Select
88/100
Excellent
FreeStandard fee
Up to 5% rewards on top categories
Compare
AU LIT Credit Card
#4 AU Small Finance Bank
AU LIT
87/100
Excellent
FreeStandard fee
Up to 10% rewards on top categories
Compare
Axis Bank Reserve Credit Card
#5 Axis Bank
Axis Bank Reserve
87/100
Excellent
₹50,000Standard fee
Up to 10% rewards on top categories
Compare

87 cards found

87
CardCheck Score
Excellent
IDFC FIRST Ashva Credit Card

IDFC FIRST Ashva Credit Card

Visa
IDFC FIRST Bank logo
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Best for Metal Visa Infinite — 1% forex, capped lounges (spend ₹20k/mo prior month), up to 60X RP on app travel
Fuel WaiverLounge AccessHigh RewardsLow Forex
Joining Fee

₹2,999

Annual Fee

₹2,999

Reward Rate

0.17–16%

APR

8.5–46.2%

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Frequently asked questions

How do I get free lounge access on my credit card?
Present your eligible credit card at the airport lounge reception desk. The lounge provider will swipe your card to check eligibility and run a small validation charge (usually ₹2 for Visa/Mastercard or ₹25 for RuPay).
Are domestic and international lounge accesses different on cards?
Yes. Domestic access is usually swiped directly at the lounge counter, while international access typically requires a companion card like Priority Pass or DreamFolks card.
Can guests use my card for lounge access?
Most cards restrict complimentary access to the primary cardholder. Guests are charged standard lounge rates unless the card explicitly offers guest visits.