CardCheck Score
Very Good
Amazon Pay ICICI Bank Credit Card
ICICI Bank
View details
Best for Rewards on Amazon Purchases
Fuel WaiverHigh RewardsShopping
Joining Fee
Free
Annual Fee
Free
Reward Rate
1–5%
APR
42%
View details
Verified Issuer
ICICI Bank Credit Cards
Complete catalogue of all 14 ICICI Bank credit cards with MITC verified data
Total
14
Cards
Zero Fee
2
Lifetime Free
Issuer Avg→
Recommended-5 pts vs marketCardCheck Overview: ICICI Bank is famous for the Amazon Pay ICICI Card (India’s #1 lifetime free card) alongside Coral, Rubyx, and Sapphiro lifestyle cards with zero-joining fee promotions.
ICICI Bank 4-Pillar Issuer Benchmark
Standout Strength:Fee Value & ROI (20.7/25)Methodology →
Reward Power
35%26.5/35
Fee Value & ROI
25%20.7/25Top Pick
Lounge & Travel
20%12.3/20
Forex & Access
20%11.1/20
14 cards found
Top Recommended ICICI Bank Credit Cards (2026)
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
Best Lifetime Free Card
Very Good
Amazon Pay ICICI
5% Unlimited Cashback for Amazon Prime members
Lifetime Free (₹0)View Card
Best for Premium Lifestyle
Very Good
ICICI Sapphiro
Complimentary airport & railway lounge access + Buy 1 Get 1 tickets
₹3,500View Card
Best for UPI Payments
Good
ICICI Coral RuPay
Earn rewards on QR code merchant UPI transactions
₹500View Card
| Feature | Amazon Pay ICICI | ICICI Sapphiro | ICICI Coral RuPay |
|---|---|---|---|
| CardCheck Score | 75/100 | 75/100 | 69/100 |
| Rating Verdict | Very Good | Very Good | Good |
| Primary Benefit | Rewards on Amazon Purchases | Premium lifestyle — lounge access, golf, dining and travel rewards | Entry-level rewards and domestic lounge access |
| Annual Fee | Free | ₹3,500 | ₹500 |
| Spend Fee Waiver | — | ₹6 Lakh Spend | ₹1.5 Lakh Spend |
| Lounge Access | — | 16 Domestic / Year | 4 Domestic / Year |
| Min Salary Target | — | — | — |
Popular comparisons for ICICI Bank Credit Cards
Side-by-side head-to-head match-ups based on real user spend patterns
ICICI Bank Specifications & Essential Data (2026)
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
1800 108 0
Forex Markup
1.50% – 3.50%
Points Expiry
Never Expires
Min CIBIL Target
750+
ICICI Bank Key Takeaways & Portfolio Highlights
ICICI Bank offers 14 cards known for lifetime free zero-joining fee deals and RuPay UPI integration.
Amazon Pay ICICI Card is India’s #1 lifetime free credit card offering 5% unlimited cashback for Amazon Prime members.
ICICI Gemstone collection (Coral, Rubyx, Sapphiro) offers airport lounge access and Buy 1 Get 1 movie tickets.
ICICI RuPay credit cards can be linked directly to UPI apps (GPay, PhonePe, Paytm) for QR code payments.
How to Choose the Best ICICI Bank Credit Card in 2026
ICICI Bank offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All ICICI Bank credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Frequently asked questions about ICICI Bank credit cards
Verified answers regarding annual fees, lounge access, rewards, and eligibility
Is Amazon Pay ICICI credit card completely lifetime free?
Yes. Amazon Pay ICICI Card has ₹0 joining fee and ₹0 annual fee for life with no spend conditions, offering 5% cashback for Amazon Prime members and 3% for non-Prime users.
Which ICICI credit card offers airport lounge access?
ICICI Sapphiro, ICICI Rubyx, and ICICI Coral (RuPay/Visa) offer complimentary domestic airport lounge access subject to quarterly spend thresholds (e.g. ₹35,000 in previous quarter).
Which ICICI credit card is best for UPI payments?
ICICI Coral RuPay Credit Card and ICICI Rubyx RuPay can be linked to UPI apps (PhonePe, Google Pay, Paytm) to earn reward points on merchant QR payments.
How to convert ICICI credit card purchases into EMI?
You can convert transactions above ₹2,500 into flexible 3 to 24-month EMIs using iMobile Pay or Internet Banking under the 'Manage Cards' section.
What is ICICI Bank ICICI Gemstone collection?
The Gemstone collection includes Coral, Rubyx, and Sapphiro cards, catering to entry-level, mid-tier, and premium lifestyle segments with tiered airport lounge and dining benefits.