Credit cards in India

Compare fees, rewards and benefits across top Indian banks. All data comes from official bank websites and MITC documents.

156 cards found

CardCheck Score

Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card

ICICI Bank

Best for Rewards on Amazon Purchases

Fuel WaiverHigh RewardsLow ForexShopping

No joining or annual fees
Unlimited cashback that never expires
5% cashback on Amazon.in for Prime members

Free

Free

1–5%

42–46%

CardCheck Score

HDFC Millennia Credit Card

HDFC Millennia Credit Card

HDFC Bank

Best for online shoppers

Fuel WaiverLounge AccessHigh Rewards

5% cashback on partner merchants (Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Sony LIV, Tata CLiQ), capped at ₹1,000/month
1% cashback on other eligible spends, capped at ₹1,000/month
Total cashback capped at ₹2,000 per month across all categories

₹1,000

₹1,000

1–5%

43.2%

CardCheck Score

Regalia Gold Credit Card

Regalia Gold Credit Card

HDFC Bank

Best for Travel rewards

Fuel WaiverLounge AccessHigh Rewards

5 Reward Points per ₹200 on eligible retail spends
10X Reward Points on SmartBuy flight and hotel bookings
Complimentary domestic and international lounge access via Priority Pass

₹2,500

₹2,500

1.33–6.67%

43.2–45%

CardCheck Score

Infinia Metal Credit Card

Infinia Metal Credit Card

HDFC Bank

Best for Travel and lifestyle benefits

Fuel WaiverLounge AccessHigh RewardsMetal Card

Up to 10X Reward Points on SmartBuy flight, hotel & shopping spends
1 Reward Point = ₹1 on SmartBuy travel, Apple & Tanishq redemption
Unlimited domestic and international airport lounge access for primary & add-on members

₹12,500

₹12,500

3.33–10%

23.88–42%

CardCheck Score

CASHBACK SBI Card

CASHBACK SBI Card

SBI Card

Best for Online cashback

Fuel WaiverHigh Rewards

5% cashback on all eligible online spends (any merchant) — strictly capped at ₹2,000 per statement cycle (max ₹40,000 spend)
1% cashback on all eligible offline retail transactions — capped at ₹2,000 per statement cycle
Total combined cashback capped at ₹4,000 per billing cycle

₹999

₹999

1–5%

42%

CardCheck Score

SimplyCLICK SBI Card

SimplyCLICK SBI Card

SBI Card

Best for Online shoppers — 10X on Amazon, Cleartrip, Lenskart, BookMyShow

Fuel WaiverHigh RewardsShopping

10X SBI Reward Points on Amazon, BookMyShow, Cleartrip, Lenskart, Dominos, Yatra
5X SBI Reward Points on all other online purchases
1X SBI Reward Points on all offline retail spends

₹499

₹499

1.25–10%

42%

CardCheck Score

ACE Credit Card

ACE Credit Card

Axis Bank

Best for Cashback on utility bills via Google Pay and daily spending

Fuel WaiverLounge AccessHigh Rewards

5% cashback on utility bill payments and recharges via Google Pay
4% cashback on Swiggy, Zomato & Ola spends
1.5% cashback on all other eligible spends

₹499

₹499

1.5–5%

55.55%

CardCheck Score

SimplySAVE SBI Card

SimplySAVE SBI Card

SBI Card

Best for Shopping rewards

Fuel WaiverShopping

10X SBI Reward Points on dining, movies, departmental stores, grocery purchases
1X SBI Reward Points on all other eligible retail spends
Annual fee waived on ₹1 lakh annual spend

₹499

₹499

0.25–2.5%

29.97–60%

CardCheck Score

Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

HDFC Bank

Best for Swiggy app users — 10% cashback on food, Instamart & eligible Swiggy spends

High RewardsShopping

10% cashback on eligible spends across Swiggy Food, Instamart, Dineout & Genie (up to ₹1,500 per billing cycle)
5% cashback on eligible online spends across select categories and merchants (up to ₹1,500 per billing cycle)
1% cashback on other eligible spends (up to ₹500 per billing cycle)

₹500

₹500

1–10%

43.2–45%

CardCheck Score

HDFC Bank Diners Club Black Metal

HDFC Bank Diners Club Black Metal

HDFC Bank

Best for Travel and lifestyle benefits

Fuel WaiverLounge AccessHigh RewardsMetal Card

5 Reward Points per ₹150 on eligible retail spends
Up to 10X Reward Points on SmartBuy flight & hotel bookings
Unlimited domestic and international airport lounge access for primary and add-on members

₹10,000

₹10,000

3.33–10%

23.88%

CardCheck Score

Magnus Credit Card

Magnus Credit Card

Axis Bank

Best for Travel & Lifestyle

Fuel WaiverLounge AccessHigh Rewards

12 EDGE Reward Points per ₹200 on spends up to ₹1.5 lakh/month
35 EDGE Reward Points per ₹200 on spends above ₹1.5 lakh/month
5X EDGE Rewards on Travel EDGE flight and hotel bookings

₹12,500

₹12,500

1.2–6%

36%

CardCheck Score

Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card

Axis Bank

Best for Travel rewards — EDGE Miles for flights and hotel stays

Fuel WaiverLounge AccessHigh RewardsWelcome Bonus

5 EDGE Miles per ₹100 on airline, hotel & Travel EDGE spends (up to ₹2 lakh/month)
2 EDGE Miles per ₹100 on other eligible spends
1 EDGE Mile = ₹1 on Travel EDGE or up to 2 partner air miles/hotel points

₹5,000

₹5,000

2–5%

55.55%

CardCheck Score

ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card

ICICI Bank

Best for Rewards

Fuel WaiverLounge Access

2 complimentary domestic airport lounge visits per quarter via DreamFolks
2 complimentary international airport lounge visits per quarter via ICICI lounge program
2 complimentary movie tickets per month via BookMyShow (up to ₹200 off each)

₹3,000

₹3,000

2%

41.88%

CardCheck Score

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

ICICI Bank

Best for Premium travel and rewards

Fuel WaiverLounge AccessHigh Rewards

4 complimentary domestic airport lounge visits per quarter via DreamFolks
4 complimentary international airport lounge visits per quarter via Priority Pass
4 ICICI Reward Points per ₹100 on all retail spends

₹6,500

₹3,500

1–4%

40.8–45%

CardCheck Score

SBI Card Elite

SBI Card Elite

SBI Card

Best for Travel and premium rewards

Fuel WaiverLounge AccessLow Forex

5 Elite Reward Points per ₹100 on dining, movies, and international transactions
2 Elite Reward Points per ₹100 on all other eligible retail spends
2 complimentary domestic airport lounge visits per quarter via DreamFolks

₹4,999

₹4,999

0.5–2.5%

42%

CardCheck Score

AU LIT Credit Card

AU LIT Credit Card

AU Small Finance Bank

Best for customizable rewards, cashback seekers, lounge and OTT feature users

Fuel WaiverHigh Rewards

up to 10x reward points
cashback on select categories
1% fuel surcharge waiver

Free

Free

1–10%

45%

CardCheck Score

Adani One ICICI Bank Platinum Credit Card

Adani One ICICI Bank Platinum Credit Card

ICICI Bank

Best for Adani One travel bookings — flights, hotels & Adani properties

Fuel WaiverLounge AccessHigh RewardsShopping

3% Adani One Miles on all bookings via Adani One app (flights, hotels, Adani properties)
0.5% Adani One Miles on all other retail spends
2 complimentary domestic airport lounge visits per quarter via DreamFolks

₹750

₹750

0.5–3%

45%

CardCheck Score

Air India SBI Signature Credit Card

Air India SBI Signature Credit Card

SBI Card

Best for Air India loyalists — earn Flying Returns miles on everyday spend

Fuel WaiverLounge AccessHigh RewardsShopping

30 Flying Returns Miles per ₹100 on Air India bookings via SBI Card portal
8 Flying Returns Miles per ₹100 on all other Air India ticket bookings
4 Flying Returns Miles per ₹100 on all other eligible retail spends

₹4,999

₹4,999

1–7.5%

45%

CardCheck Score

Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card

Axis Bank

Best for Airtel subscribers — telecom, broadband & utility cashback

Fuel WaiverHigh RewardsShopping

25% cashback on Airtel mobile recharges, broadband, WiFi and DTH via Airtel Thanks app (capped at 2X the base 1% cashback earned in the statement cycle)
10% cashback on utility bill payments (electricity, gas, water) via Airtel Thanks app (capped at 1X base cashback, max ₹250/month)
10% instant value back on Zomato, Blinkit, and District Movies (capped at ₹200 per partner per month; ₹499 min order on Zomato & Blinkit)

₹500

₹500

1–25%

55.55%

CardCheck Score

American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card

American Express

Best for Consistent earner — MR Points on every ₹50 + bonus 1,000 MR for 4 monthly spends

Fuel WaiverHigh RewardsWelcome Bonus

1 Membership Reward Point per ₹50 on all eligible retail transactions
Bonus 1,000 MR Points on 4 monthly transactions of ₹1,500+ each (up to 12,000/year)
5X MR Points during your birthday month

₹1,000

₹4,500

1–7%

42–47.88%