Credit cards in India

Compare fees, rewards and benefits across top Indian banks. All data comes from official bank websites and MITC documents.

151 cards found

CardCheck Score

Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card

ICICI Bank

Best for Rewards on Amazon Purchases

Fuel WaiverHigh RewardsShopping

5% cashback on Amazon.in for Prime members (3% for non-Prime) — unlimited, no monthly cap
2% cashback on Amazon Pay partner merchant spends
1% cashback on all other retail transactions

Free

Free

1–5%

42%

CardCheck Score

HDFC Millennia Credit Card

HDFC Millennia Credit Card

HDFC Bank

Best for online shoppers

Fuel WaiverLounge AccessHigh Rewards

5% cashback on select partner merchants
1% cashback on other spends
quarterly milestone voucher or lounge access

₹1,000

₹1,000

1–5%

CardCheck Score

Regalia Gold Credit Card

Regalia Gold Credit Card

HDFC Bank

Best for Premium everyday spends — rewards, lounge access and low forex

Fuel WaiverLounge AccessWelcome Bonus

12 complimentary domestic airport lounge visits per calendar year via DreamFolks (≈3 per quarter)
6 complimentary international airport lounge visits per calendar year via Priority Pass
4 reward points per ₹150 on retail spends; up to 10x on SmartBuy (flights, hotels, select brands)

₹2,500

₹2,500

1–2%

42%

CardCheck Score

Infinia Metal Credit Card

Infinia Metal Credit Card

HDFC Bank

Best for Travel and lifestyle benefits

Fuel WaiverLounge AccessHigh RewardsMetal Card

5 reward points per ₹150 on all eligible retail spends (1 RP = ₹1 via SmartBuy)
10x reward points on SmartBuy travel portal bookings — up to 6.67%
Unlimited domestic airport lounge access via DreamFolks (self + all add-on members)

₹12,500

₹12,500

3.3–10%

42%

CardCheck Score

CASHBACK SBI Card

CASHBACK SBI Card

SBI Card

Best for Online cashback

Fuel WaiverHigh Rewards

5% cashback on all online purchases (any merchant) — capped ₹5,000/month
1% cashback on all offline retail transactions
Cashback auto-credited to statement every month

₹999

₹999

1–5%

42%

CardCheck Score

SimplyCLICK SBI Card

SimplyCLICK SBI Card

SBI Card

Best for Online shoppers — 10X on Amazon, Cleartrip, Lenskart, BookMyShow

Fuel WaiverShopping

10X SBI Reward Points on Amazon, BookMyShow, Cleartrip, Lenskart, Dominos, Yatra
5X SBI Reward Points on all other online purchases
1X SBI Reward Points on all offline retail spends

₹499

₹499

0.25–2.5%

42%

CardCheck Score

ACE Credit Card

ACE Credit Card

Axis Bank

Best for Cashback on utility bills via Google Pay and daily spending

Fuel WaiverLounge AccessHigh RewardsWelcome Bonus

5% cashback on Google Pay utility bill payments and mobile recharges (up to ₹500/month)
4% cashback on Swiggy, Zomato, BigBasket, Ola, Hotstar & Zee5
1.5% cashback on all other retail spends (no cap)

₹499

₹499

1.5–5%

52.86%

CardCheck Score

SimplySAVE SBI Card

SimplySAVE SBI Card

SBI Card

Best for Daily essentials — 10X reward points on dining, movies, groceries

10X SBI Reward Points on dining, movies, departmental stores, grocery purchases
1X SBI Reward Points on all other eligible retail spends
Annual fee waived on ₹1 lakh annual spend

₹499

₹9,99,999

0.25–2.5%

42%

CardCheck Score

Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

HDFC Bank

Best for Swiggy app users — 10% cashback on food, Instamart & eligible Swiggy spends

Fuel WaiverHigh RewardsShopping

10% cashback on Swiggy app (food, Instamart, Dineout)
5% cashback on online dining and movies
1% cashback on all other eligible retail spends

₹500

₹500

1–10%

42%

CardCheck Score

Diners Club Black

Diners Club Black

HDFC Bank

Best for Ultra-premium lifestyle — unlimited lounge, dining, golf and 3.3% rewards

Fuel WaiverLounge AccessHigh Rewards

5 reward points per ₹150 on all eligible retail spends (1 RP = ₹1 via SmartBuy)
10x reward points on SmartBuy travel bookings
Unlimited complimentary domestic and international airport lounge access

₹10,000

₹10,000

3.3–10%

42%

CardCheck Score

Magnus Credit Card

Magnus Credit Card

Axis Bank

Best for High-spend travellers — best-in-class miles earning + unlimited lounge

Fuel WaiverLounge AccessHigh RewardsWelcome Bonus

12 EDGE Miles per ₹200 on Axis Travel EDGE bookings
6 EDGE Miles per ₹200 on other online and international spends
1.5 Miles per ₹200 on other domestic offline spends

₹12,500

₹12,500

1.2–6%

52.86%

CardCheck Score

Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card

Axis Bank

Best for Travel rewards — EDGE Miles for flights and hotel stays

Fuel WaiverLounge AccessHigh RewardsWelcome Bonus

2 EDGE Miles per ₹100 on all retail spends
5 EDGE Miles per ₹100 on Axis Travel EDGE portal bookings
2,500 welcome EDGE Miles on first transaction within 30 days

₹5,000

₹5,000

1–5%

52.86%

CardCheck Score

ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card

ICICI Bank

₹3,000

₹3,000

CardCheck Score

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

ICICI Bank

Best for Premium lifestyle — lounge access, golf, dining and travel rewards

Fuel WaiverLounge AccessHigh Rewards

4 complimentary domestic airport lounge visits per quarter via DreamFolks
4 complimentary international airport lounge visits per quarter via Priority Pass
4 ICICI Reward Points per ₹100 on all retail spends

₹6,500

₹3,500

0.5–4%

42%

CardCheck Score

SBI Card Elite

SBI Card Elite

SBI Card

Best for SBI's flagship — lounge access, Priority Pass + dining & travel rewards

Fuel WaiverLounge AccessLow Forex

5 Elite Reward Points per ₹100 on dining, movies, and international transactions
2 Elite Reward Points per ₹100 on all other eligible retail spends
2 complimentary domestic airport lounge visits per quarter via DreamFolks

₹4,999

₹4,999

0.5–2.5%

42%

CardCheck Score

AU LIT Credit Card

AU LIT Credit Card

AU Small Finance Bank

Best for customizable rewards, cashback seekers, lounge and OTT feature users

Fuel WaiverLounge AccessHigh Rewards

up to 10x reward points
cashback on select categories
1% fuel surcharge waiver

Free

Free

1–10%

45%

CardCheck Score

Adani One ICICI Bank Platinum Credit Card

Adani One ICICI Bank Platinum Credit Card

ICICI Bank

Best for Adani One travel bookings — flights, hotels & Adani properties

Fuel WaiverLounge AccessHigh RewardsShopping

3% Adani One Miles on all bookings via Adani One app (flights, hotels, Adani properties)
0.5% Adani One Miles on all other retail spends
2 complimentary domestic airport lounge visits per quarter via DreamFolks

₹750

₹750

0.5–3%

42–45%

CardCheck Score

Air India SBI Signature Credit Card

Air India SBI Signature Credit Card

SBI Card

Best for Air India loyalists — earn Flying Returns miles on everyday spend

Fuel WaiverLounge AccessHigh RewardsShopping

30 Flying Returns Miles per ₹100 on Air India bookings via SBI Card portal
8 Flying Returns Miles per ₹100 on all other Air India ticket bookings
4 Flying Returns Miles per ₹100 on all other eligible retail spends

₹4,999

₹4,999

1–7.5%

42%

CardCheck Score

Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card

Axis Bank

Best for Airtel subscribers — telecom, broadband & utility cashback

Fuel WaiverLounge AccessHigh Rewards

25% cashback on Airtel mobile recharges, broadband, WiFi and DTH via Airtel Thanks app (up to ₹250/month)
10% cashback on utility bill payments (gas, electricity) via Airtel Thanks app (up to ₹250/month)
10% cashback on Swiggy, Zomato and BigBasket (up to ₹500/month combined)

₹500

₹500

1–25%

52.86%

CardCheck Score

American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card

American Express

Best for Consistent earner — MR Points on every ₹50 + bonus 1,000 MR for 4 monthly spends

Fuel WaiverWelcome Bonus

1 Membership Reward Point per ₹50 on all eligible retail transactions
Bonus 1,000 MR Points on 4 monthly transactions of ₹1,500+ each (up to 12,000/year)
5X MR Points during your birthday month

₹1,500

₹1,500

1–2%

42%

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