Complete catalogue of all 22 Axis Bank credit cards with MITC verified data
Total
22
Cards
Zero Fee
2
Lifetime Free
22 cards found
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
1:2 EDGE Miles transfer to 12+ international airlines
5% Unlimited Cashback on Flipkart & Myntra
5% Cashback on GPay utility bills & 2% flat offline
| Feature | Axis Atlas | Flipkart Axis Bank | Axis Ace |
|---|---|---|---|
| CardCheck Score | 78/100 | 79/100 | 79/100 |
| Rating Verdict | Very Good | Very Good | Very Good |
| Primary Benefit | Travel rewards — EDGE Miles for flights and hotel stays | Flipkart, Myntra & everyday online shopping cashback | Cashback on utility bills via Google Pay and daily spending |
| Annual Fee | ₹5,000 | ₹500 | ₹499 |
| Spend Fee Waiver | — | ₹2 Lakh Spend | ₹2 Lakh Spend |
| Lounge Access | 8 Domestic / Year | 4 Domestic / Year | 4 Domestic / Year |
| Min Salary Target | — | — | — |
Side-by-side head-to-head match-ups based on real user spend patterns
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
1860 419 5555 / 1860 500 5555
Forex Markup
1.50% – 3.50%
Points Expiry
3 Years (EDGE Miles)
Min CIBIL Target
750+
Axis Bank is renowned for its high-reward travel and cashback card portfolio. Depending on whether you prioritize international flight transfers or domestic utility bills, Axis Bank has tailored offerings.
Frequent flyers should look closely at Axis Atlas, which earns tier-based EDGE Miles that transfer 1:2 to international partner airlines like Singapore Airlines, Qatar Airways, and Vistara. For retail shopping, Flipkart Axis Bank delivers 5% unlimited cashback on Flipkart and Myntra.
For everyday utility payments and offline merchant spends, Axis Ace (issued via Google Pay) earns 5% cashback on bill payments and 2% flat cashback on all offline purchases.
Verified answers regarding annual fees, lounge access, rewards, and eligibility
Axis Atlas and Axis Magnus are flagship travel cards offering generous EDGE Miles transfer ratios (1:2 to partner airlines) and domestic/international airport lounge access.
Flipkart Axis charges ₹500 + GST per year, which is waived on ₹3.5 lakh annual spend. It earns 5% unlimited cashback on Flipkart and Myntra.
Yes, Axis Bank periodically offers lifetime free credit cards like Axis Neo or promotional zero-fee offers on cards like My Zone and SELECT for existing bank account holders.
EDGE Miles earned on cards like Axis Atlas can be transferred to 12+ international airline and hotel loyalty programmes (including Vistara, Singapore Airlines, and Marriott Bonvoy).
Axis Ace can be applied for directly via Google Pay or the Axis Bank portal. It offers 5% cashback on utility bill payments via GPay and 2% flat cashback on all offline spends.
