Yes Bank Credit Cards
Complete catalogue of all 7 Yes Bank credit cards with MITC verified data
Total
7
Cards
Zero Fee
3
Lifetime Free
Yes Bank 4-Pillar Issuer Benchmark
7 cards found
Top Recommended Yes Bank Credit Cards (2026)
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
YES BANK Marquee
Unlimited lounge access + 4.5% reward yield on online shopping
YES First Preferred
8 Reward points per ₹200 spent + airport lounge access
YES Bank RuPay
Earn rewards on QR code merchant UPI payments
| Feature | YES BANK Marquee | YES First Preferred | YES Bank RuPay |
|---|---|---|---|
| CardCheck Score | 81/100 | 67/100 | 63/100 |
| Rating Verdict | Excellent | Good | Good |
| Primary Benefit | YES Bank's super-premium — unlimited lounge, 4.5% on travel & dining, 1.75% forex | Domestic + international lounge at ₹999 fee — YES Bank's best value travel card | Free RuPay credit card — UPI credit payments + 1% cashback on all spends |
| Annual Fee | ₹4,999 | ₹999 | Free |
| Spend Fee Waiver | ₹10 Lakh Spend | ₹3 Lakh Spend | — |
| Lounge Access | 24 Domestic / Year | 8 Domestic / Year | — |
| Min Salary Target | ₹3,00,000 / month | ₹50,000 / month | ₹15,000 / month |
2026 Yes Bank Portfolio Verdict Matrix
At-a-glance verdicts to match your primary spend goal with the highest-earning Yes Bank card
| Spend Goal | Recommended Card | Key Reward Rate | Annual Fee & Waiver | CardCheck Verdict |
|---|---|---|---|---|
| Best Overall & Flagship | YES Wellness Credit Card | Milestone Reward Points | ₹1,499 + GSTWaived at ₹2 Lakh spend | The YES Wellness Credit Card is a health-focused card that accelerates rewards on wellness-related spending. It earns 12 YES Reward Points per ₹200 on pharmacy, gym, yoga, spa, and hospital spends (effective 1.5%), and 3 RP per ₹200 on other categories. Three domestic lounge visits per quarter round out the benefits. Annual fee of ₹1,499 waived on ₹2 lakh annual spend. |
| Everyday Value & Cashback | YES Elite+ Credit Card | Milestone Reward Points | ₹999 + GSTWaived at ₹2.5 Lakh spend | The YES Elite+ Credit Card delivers exceptional lounge value for its fee bracket — 4 complimentary domestic airport lounge visits per quarter (16 per year) via DreamFolks. It earns 6 YES Reward Points per ₹100 on dining, travel, and entertainment, and 2 RP per ₹100 on other spends. At ₹0.25/RP, the effective rate is 1.5% on accelerated categories. Annual fee of ₹999 waived on ₹2.5 lakh annual spend. |
| Starter / Low Annual Fee | Kiwi RuPay Credit Card | Milestone Reward Points | Lifetime Free (₹0)Zero Fee Forever | Top rated card by Yes Bank with competitive reward rates and benefits. |
| Travel & Lifestyle Perks | YES Bank PaisaSave RuPay | Milestone Reward Points | Lifetime Free (₹0)Zero Fee Forever | Top rated card by Yes Bank with competitive reward rates and benefits. |
Popular comparisons for Yes Bank Credit Cards
Side-by-side head-to-head match-ups based on real user spend patterns
Yes Bank Specifications & Essential Data (2026)
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
1800 103 1212 / 1800 103 6000
Forex Markup
0% – 3.50%
Points Expiry
2 Years
Min CIBIL Target
750+
Yes Bank Key Takeaways & Portfolio Highlights
How to Choose the Best Yes Bank Credit Card in 2026
Yes Bank offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All Yes Bank credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Frequently asked questions about Yes Bank credit cards
Verified answers regarding annual fees, lounge access, rewards, and eligibility
How many credit cards does Yes Bank offer in India?
Yes Bank offers 7 active credit cards across cashback, travel, rewards, fuel, and premium segments on CardCheck.
How to check eligibility for Yes Bank credit cards?
CardCheck provides an instant, zero-sign-up eligibility checker that matches your income and credit profile against Yes Bank's minimum requirements.
Are Yes Bank card fees verified on CardCheck?
Yes. All annual fees, joining charges, APR bands, and reward caps for Yes Bank cards are verified directly against published MITC documents.
How to waive annual fees on Yes Bank credit cards?
Most Yes Bank credit cards automatically waive annual fees when you reach published annual spend thresholds (typically ₹50,000 to ₹3 lakh per year).
Does Yes Bank offer airport lounge access?
Selected premium and travel cards from Yes Bank offer complimentary domestic and international airport lounge access. Filter cards on CardCheck by "Lounge access" to see full details.