Federal Bank Credit Cards
Complete catalogue of all 2 Federal Bank credit cards with MITC verified data
Total
2
Cards
Zero Fee
2
Lifetime Free
Federal Bank 4-Pillar Issuer Benchmark
2 cards found
Top Recommended Federal Bank Credit Cards (2026)
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
Scapia Federal
0% Forex markup + 20% Scapia coins on flight & hotel bookings
Federal Bank Imperio
3x Reward points on groceries & healthcare expenses
Federal Bank Mastercard Signet
Buy 1 Get 1 movie ticket on INOX + 3x rewards on electronics
| Feature | Scapia Federal | Federal Bank Imperio | Federal Bank Mastercard Signet |
|---|---|---|---|
| CardCheck Score | 94/100 | 75/100 | |
| Rating Verdict | Elite | Very Good | |
| Primary Benefit | International travellers — zero forex + travel coins on every spend | Lifetime free starter card — lounge access and rewards at zero annual fee | |
| Annual Fee | Free | Free | |
| Spend Fee Waiver | — | — | |
| Lounge Access | Unlimited Domestic | 4 Domestic / Year | |
| Min Salary Target | ₹30,000 / month | — |
2026 Federal Bank Portfolio Verdict Matrix
At-a-glance verdicts to match your primary spend goal with the highest-earning Federal Bank card
| Spend Goal | Recommended Card | Key Reward Rate | Annual Fee & Waiver | CardCheck Verdict |
|---|---|---|---|---|
| Best Overall & Flagship | Scapia Federal Bank Credit Card | Milestone Reward Points | Lifetime Free (₹0)Zero Fee Forever | The Scapia Federal Bank Credit Card is a fintech travel card issued by Federal Bank that has disrupted the travel credit card market in India. It offers zero forex markup on all international transactions, 2% travel coins on every spend (redeemable for flight bookings), and 10% travel coins on Scapia app travel bookings. With zero joining and annual fees, it is one of the most accessible international travel cards available. |
| Everyday Value & Cashback | Federal Bank Mastercard Signet Credit Card | Milestone Reward Points | Lifetime Free (₹0)Zero Fee Forever | The Federal Bank Mastercard Signet Credit Card is a lifetime-free entry card from Federal Bank that punches above its zero-fee tier by including 1 complimentary domestic lounge visit per quarter. It earns 2 reward points per ₹150 on retail spends, redeemable for cash credit or vouchers. Simple, accessible, and with no annual cost, it is Federal Bank's go-to card for first-time credit card users. |
Popular comparisons for Federal Bank Credit Cards
Side-by-side head-to-head match-ups based on real user spend patterns
Federal Bank Specifications & Essential Data (2026)
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
1800 425 1199 / 1800 420 1199
Forex Markup
0% – 3.50%
Points Expiry
2 Years
Min CIBIL Target
750+
Federal Bank Key Takeaways & Portfolio Highlights
How to Choose the Best Federal Bank Credit Card in 2026
Federal Bank offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All Federal Bank credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Frequently asked questions about Federal Bank credit cards
Verified answers regarding annual fees, lounge access, rewards, and eligibility
How many credit cards does Federal Bank offer in India?
Federal Bank offers 2 active credit cards across cashback, travel, rewards, fuel, and premium segments on CardCheck.
How to check eligibility for Federal Bank credit cards?
CardCheck provides an instant, zero-sign-up eligibility checker that matches your income and credit profile against Federal Bank's minimum requirements.
Are Federal Bank card fees verified on CardCheck?
Yes. All annual fees, joining charges, APR bands, and reward caps for Federal Bank cards are verified directly against published MITC documents.
How to waive annual fees on Federal Bank credit cards?
Most Federal Bank credit cards automatically waive annual fees when you reach published annual spend thresholds (typically ₹50,000 to ₹3 lakh per year).
Does Federal Bank offer airport lounge access?
Selected premium and travel cards from Federal Bank offer complimentary domestic and international airport lounge access. Filter cards on CardCheck by "Lounge access" to see full details.