Complete catalogue of all 3 Federal Bank credit cards with MITC verified data
Total
3
Cards
Zero Fee
3
Lifetime Free
3 cards found
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
0% Forex markup + 20% Scapia coins on flight & hotel bookings
3x Reward points on groceries & healthcare expenses
Buy 1 Get 1 movie ticket on INOX + 3x rewards on electronics
| Feature | Federal Scapia | Federal Bank Imperio | Federal Signet |
|---|---|---|---|
| CardCheck Score | 78/100 | 78/100 | 72/100 |
| Rating Verdict | Very Good | Very Good | Very Good |
| Primary Benefit | International travellers — zero forex + travel coins on every spend | Mid-tier lifestyle — 3x rewards on dining & travel with lounge access | Lifetime free starter card — lounge access and rewards at zero annual fee |
| Annual Fee | Free | Free | Free |
| Spend Fee Waiver | — | ₹1 Lakh Spend | — |
| Lounge Access | — | 8 Domestic / Year | 4 Domestic / Year |
| Min Salary Target | — | — | — |
Side-by-side head-to-head match-ups based on real user spend patterns
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
1800 425 1199 / 1800 420 1199
Forex Markup
0% – 3.50%
Points Expiry
2 Years
Min CIBIL Target
750+
Federal Bank offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All Federal Bank credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Verified answers regarding annual fees, lounge access, rewards, and eligibility
Federal Bank offers 2 active credit cards across cashback, travel, rewards, fuel, and premium segments on CardCheck.
CardCheck provides an instant, zero-sign-up eligibility checker that matches your income and credit profile against Federal Bank's minimum requirements.
Yes. All annual fees, joining charges, APR bands, and reward caps for Federal Bank cards are verified directly against published MITC documents.
Most Federal Bank credit cards automatically waive annual fees when you reach published annual spend thresholds (typically ₹50,000 to ₹3 lakh per year).
Selected premium and travel cards from Federal Bank offer complimentary domestic and international airport lounge access. Filter cards on CardCheck by "Lounge access" to see full details.
