Complete catalogue of all 4 American Express credit cards with MITC verified data
Total
4
Cards
Zero Fee
0
Lifetime Free
4 cards found
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
40,000 Bonus Points + ₹10,000 Taj stay vouchers on ₹4L spend
1,000 bonus points on 4 transactions of ₹1,500/month
10X points on Flipkart, Uber, and Swiggy
| Feature | Amex Platinum Travel | Amex Membership Rewards | Amex SmartEarn |
|---|---|---|---|
| CardCheck Score | 68/100 | 60/100 | 75/100 |
| Rating Verdict | Good | Good | Very Good |
| Primary Benefit | AmEx's milestone-based travel card — Taj Hotel vouchers + lounge access | Consistent earner — MR Points on every ₹50 + bonus 1,000 MR for 4 monthly spends | Budget online shopping — up to 10 MR points per ₹50 on Amazon & Swiggy |
| Annual Fee | ₹5,000 | ₹4,500 | ₹495 |
| Spend Fee Waiver | — | ₹90,000 Spend | ₹40,000 Spend |
| Lounge Access | 8 Domestic / Year | — | — |
| Min Salary Target | — | — | — |
Side-by-side head-to-head match-ups based on real user spend patterns
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
1800 180 1800
Forex Markup
3.50%
Points Expiry
Never Expires
Min CIBIL Target
750+
American Express offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All American Express credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Verified answers regarding annual fees, lounge access, rewards, and eligibility
Amex card acceptance in India has expanded significantly across major online gateways (Amazon, Flipkart, MakeMyTrip) and premium retail outlets, though small offline vendors prefer Visa/Mastercard or RuPay.
Amex Platinum Travel Credit Card offers 40,000 Bonus Membership Rewards points + Taj hotel vouchers worth ₹10,000 upon reaching ₹4 lakh annual spend.
1 Amex point is worth ₹0.50 when redeemed for Marriott Bonvoy or 1:1 airline miles transfers, or ₹0.25 to ₹0.30 when redeemed for statement credits or shopping vouchers.
No. American Express Membership Rewards points never expire as long as your account remains active and in good standing.
Yes, Amex SmartEarn and Amex Membership Rewards Credit Cards require a minimum annual income of ₹6 Lakhs (₹50,000/month) for salaried applicants.
