Complete catalogue of all 9 Standard Chartered Bank credit cards with MITC verified data
Total
9
Cards
Zero Fee
2
Lifetime Free
9 cards found
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
5X Reward points on dining & fuel transactions
3.3% Reward rate on all transactions + complimentary lounge visits
20% Off on Myntra & 10% Off on Zomato every month
| Feature | Standard Chartered Platinum Rewards | Standard Chartered Ultimate | Standard Chartered DigiSmart |
|---|---|---|---|
| CardCheck Score | 53/100 | 75/100 | 58/100 |
| Rating Verdict | Fair | Very Good | Fair |
| Primary Benefit | Entry-level SC card — ₹250 annual fee with 5X on dining and fuel | SC's premium Mastercard — 4 lounge/qtr, 3.33% dining & travel, 2% forex | Digital lifestyle — discounts on Myntra, Zomato, Swiggy, BigBasket, Hotstar |
| Annual Fee | Free | ₹5,000 | Free |
| Spend Fee Waiver | — | — | — |
| Lounge Access | — | 16 Domestic / Year | — |
| Min Salary Target | — | — | — |
Side-by-side head-to-head match-ups based on real user spend patterns
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
022 6601 4444 / 022 3940 4444
Forex Markup
2% – 3.50%
Points Expiry
3 Years
Min CIBIL Target
750+
Standard Chartered Bank offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All Standard Chartered Bank credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Verified answers regarding annual fees, lounge access, rewards, and eligibility
Standard Chartered Bank offers 8 active credit cards across cashback, travel, rewards, fuel, and premium segments on CardCheck.
CardCheck provides an instant, zero-sign-up eligibility checker that matches your income and credit profile against Standard Chartered Bank's minimum requirements.
Yes. All annual fees, joining charges, APR bands, and reward caps for Standard Chartered Bank cards are verified directly against published MITC documents.
Most Standard Chartered Bank credit cards automatically waive annual fees when you reach published annual spend thresholds (typically ₹50,000 to ₹3 lakh per year).
Selected premium and travel cards from Standard Chartered Bank offer complimentary domestic and international airport lounge access. Filter cards on CardCheck by "Lounge access" to see full details.
