Standard Chartered Bank Credit Cards
Complete catalogue of all 8 Standard Chartered Bank credit cards with MITC verified data
Total
8
Cards
Zero Fee
1
Lifetime Free
Standard Chartered Bank 4-Pillar Issuer Benchmark
8 cards found
Top Recommended Standard Chartered Bank Credit Cards (2026)
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
Standard Chartered Platinum Rewards
5X Reward points on dining & fuel transactions
Standard Chartered Ultimate
3.3% Reward rate on all transactions + complimentary lounge visits
Standard Chartered DigiSmart
20% Off on Myntra & 10% Off on Zomato every month
| Feature | Standard Chartered Platinum Rewards | Standard Chartered Ultimate | Standard Chartered DigiSmart |
|---|---|---|---|
| CardCheck Score | 68/100 | 75/100 | 67/100 |
| Rating Verdict | Good | Very Good | Good |
| Primary Benefit | Entry-level SC card — ₹250 annual fee with 5X on dining and fuel | SC's premium Mastercard — 4 lounge/qtr, 3.33% dining & travel, 2% forex | Digital lifestyle — discounts on Myntra, Zomato, Swiggy, BigBasket, Hotstar |
| Annual Fee | Free | ₹5,000 | ₹588 |
| Spend Fee Waiver | — | — | ₹60,000 Spend |
| Lounge Access | — | 16 Domestic / Year | — |
| Min Salary Target | ₹20,000 / month | — | ₹50,000 / month |
2026 Standard Chartered Bank Portfolio Verdict Matrix
At-a-glance verdicts to match your primary spend goal with the highest-earning Standard Chartered Bank card
| Spend Goal | Recommended Card | Key Reward Rate | Annual Fee & Waiver | CardCheck Verdict |
|---|---|---|---|---|
| Best Overall & Flagship | Standard Chartered Easy Rewards Credit Card | Milestone Reward Points | ₹750 + GSTWaived at ₹1.5 Lakh spend | The Standard Chartered Easy Rewards Credit Card is a no-joining-fee Mastercard offering basic SC Reward Points on all eligible spends. It provides a simple, no-frills rewards structure with 1.5 SC Reward Points per ₹150 on all transactions. Annual fee of ₹750 is waived on ₹1.5 lakh annual spend. Designed for SC banking customers who want a straightforward rewards card. |
| Everyday Value & Cashback | Standard Chartered Rewards Credit Card | Milestone Reward Points | ₹1,000 + GSTWaived at ₹1.5 Lakh spend | The Standard Chartered Rewards Credit Card is an entry-level rewards card with the notable inclusion of 1 complimentary domestic lounge visit per quarter. It earns 3 SC Reward Points per ₹150 on dining, and 1 RP per ₹150 on all other spends. Zero joining fee and ₹1,000 annual fee (waived on ₹1.5 lakh spend). A straightforward option for SC banking customers wanting basic rewards and occasional lounge access. |
| Starter / Low Annual Fee | Standard Chartered EaseMyTrip Credit Card | Milestone Reward Points | ₹350 + GSTWaived at ₹50,000 spend | The Standard Chartered EaseMyTrip Credit Card is a co-branded travel card for EaseMyTrip.com customers. It offers a flat 10% instant discount on EaseMyTrip flight bookings (capped ₹1,000 per transaction), 5 SC Reward Points per ₹150 on EaseMyTrip purchases, and 2 RP per ₹150 on all other spends. Annual fee of ₹350 waived on ₹50,000 annual spend. |
| Travel & Lifestyle Perks | Standard Chartered Ultimate Credit Card | Milestone Reward Points | ₹5,000 + GST— | The Standard Chartered Ultimate Credit Card (Mastercard) is SC's flagship premium card on the Mastercard network. It offers 4 complimentary domestic lounge visits per quarter, 4 international Priority Pass lounge visits annually, 5 SC Reward Points per ₹150 on dining and travel (effective 3.33%), and a competitive 2% forex markup. SC Reward Points transfer at 1:1 to Singapore Airlines Krisflyer, British Airways Avios, Club Vistara, and other premium partners. |
Popular comparisons for Standard Chartered Bank Credit Cards
Side-by-side head-to-head match-ups based on real user spend patterns
Standard Chartered Bank Specifications & Essential Data (2026)
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
022 6601 4444 / 022 3940 4444
Forex Markup
2% – 3.50%
Points Expiry
3 Years
Min CIBIL Target
750+
Standard Chartered Bank Key Takeaways & Portfolio Highlights
How to Choose the Best Standard Chartered Bank Credit Card in 2026
Standard Chartered Bank offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All Standard Chartered Bank credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Frequently asked questions about Standard Chartered Bank credit cards
Verified answers regarding annual fees, lounge access, rewards, and eligibility
How many credit cards does Standard Chartered Bank offer in India?
Standard Chartered Bank offers 8 active credit cards across cashback, travel, rewards, fuel, and premium segments on CardCheck.
How to check eligibility for Standard Chartered Bank credit cards?
CardCheck provides an instant, zero-sign-up eligibility checker that matches your income and credit profile against Standard Chartered Bank's minimum requirements.
Are Standard Chartered Bank card fees verified on CardCheck?
Yes. All annual fees, joining charges, APR bands, and reward caps for Standard Chartered Bank cards are verified directly against published MITC documents.
How to waive annual fees on Standard Chartered Bank credit cards?
Most Standard Chartered Bank credit cards automatically waive annual fees when you reach published annual spend thresholds (typically ₹50,000 to ₹3 lakh per year).
Does Standard Chartered Bank offer airport lounge access?
Selected premium and travel cards from Standard Chartered Bank offer complimentary domestic and international airport lounge access. Filter cards on CardCheck by "Lounge access" to see full details.