HDFC Bank Doctor's Superia Credit Card
The HDFC Bank Doctor's Superia Credit Card is specifically designed for licensed medical practitioners.
Online Shopping Fit Score
72/100
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Rate (%)
0.5 – 2
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
20/25
Lounge & Perks
4/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
HDFC Bank Doctor's Superia Credit Card Benefits
HDFC Bank Doctor's Superia Credit Card Rewards
How you earn back on every swipe
points
Reward type
0.5% – 2%
Earn rate
2
Points / ₹100
HDFC Bank Doctor's Superia Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
HDFC Bank Doctor's Superia Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- Available only to licensed medical practitioners (requires registration proof)
- No reward points on fuel, rent, wallet loading, government transactions, EMI
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹12,500/mo (₹1,50,000/yr), your ₹1,000 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
HDFC Bank Doctor's Superia Credit Card Eligibility
Employment type
Pros & Cons
- Annual fee ₹1,000 waived on ₹150,000 annual spend.
- About 0.5%–2% reward points on eligible spends (caps apply).
- Best for: Medical professionals — tailored perks for doctors and healthcare providers
- Licensed medical doctors (MBBS, MD, Dentists, Specialists) who want a card that recognises their profession with dedicated…
- The HDFC Bank Doctor's Superia Credit Card is specifically designed for licensed medical practitioners.
- It offers 4 reward points per ₹150 on medical store purchases and medical equipment, and 2 reward points on all other…
- Special benefits include liability cover for medical malpractice claims, and insurance benefits tailored to the…
- Available only to licensed medical practitioners (requires registration proof)
- No reward points on fuel, rent, wallet loading, government transactions, EMI
- High revolving APR — up to ~42% p.a. on balances.
- ~3.5% forex markup on international spends.
Who is this card for?
Licensed medical doctors (MBBS, MD, Dentists, Specialists) who want a card that recognises their profession with dedicated rewards on medical purchases and appropriate professional protections.
Quick Links
Data last updated 13 Aug 2026
Calculate your exact earnings with HDFC Bank Doctor's Superia Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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