HDFC Bank Doctor's Superia Credit Card
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HDFC Bank

HDFC Bank Doctor's Superia Credit Card

Visa
Regular

Your rating

Community rating

Best for Medical professionals — tailored perks for doctors and healthcare providers

Joining Fee

₹1,000

Annual Fee

₹1,000

Reward Rate

0.5% – 2%

Forex Markup

3.5%

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HDFC Bank Doctor's Superia Credit Card Benefits

3 Reward Points for every ₹150 spent
4 reward points per ₹150 on medical store purchases and medical equipment
1% fuel surcharge waiver
Insurance coverage for professional negligence

HDFC Bank Doctor's Superia Credit Card Rewards

How you earn back on every swipe

points

Reward type

0.5% – 2%

Earn rate

2

Points / ₹100

HDFC Bank Doctor's Superia Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹1,000
Annual fee₹1,000
Fee waiver on annual spend₹1,50,000
Interest-free period50 days
Interest rate (APR)42%
Cash advance fee2.5% (min ₹500)
Forex markup3.5%
Fuel surcharge waiverYes (₹400–₹5000)

HDFC Bank Doctor's Superia Credit Card Lounge Access

Airport perks included with this card

0 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

  • Available only to licensed medical practitioners (requires registration proof)
  • No reward points on fuel, rent, wallet loading, government transactions, EMI

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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HDFC Bank Doctor's Superia Credit Card Eligibility

Age25+ yrs – 65
Min. income₹50,000/month
CIBIL score720+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • Annual fee ₹1,000 waived on ₹150,000 annual spend.
  • About 0.5%–2% reward points on eligible spends (caps apply).
  • Best for: Medical professionals — tailored perks for doctors and healthcare providers
  • Licensed medical doctors (MBBS, MD, Dentists, Specialists) who want a card that recognises their profession with dedicated…
  • The HDFC Bank Doctor's Superia Credit Card is specifically designed for licensed medical practitioners.
  • It offers 4 reward points per ₹150 on medical store purchases and medical equipment, and 2 reward points on all other…
  • Special benefits include liability cover for medical malpractice claims, and insurance benefits tailored to the…
Cons
  • Available only to licensed medical practitioners (requires registration proof)
  • No reward points on fuel, rent, wallet loading, government transactions, EMI
  • High revolving APR — up to ~42% p.a. on balances.
  • ~3.5% forex markup on international spends.

Who is this card for?

Licensed medical doctors (MBBS, MD, Dentists, Specialists) who want a card that recognises their profession with dedicated rewards on medical purchases and appropriate professional protections.

Quick Links

View on bank website

Data last updated 24 Mar 2026