ICICI Bank
ICICI Bank Expressions Credit Card
Your rating
Community rating
Joining Fee
₹499
Annual Fee
₹499
Reward Rate
1% – 3%
Forex Markup
—
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
1% – 3%
Earn rate
3
Points / ₹100
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
Things to Keep in Mind
- movie benefit limited to 2 tickets twice a month
- fuel waiver only at HPCL pumps
- utility and insurance spends earn lower rewards
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- Annual fee ₹499 waived on ₹150,000 annual spend.
- About 1%–3% reward points on eligible spends (caps apply).
- Up to 1 domestic lounge visits per quarter (when included).
- Best for: Personalised card design — identical benefits to Coral with custom artwork
- Anyone who wants a personalised credit card design.
- The ICICI Bank Expressions Credit Card lets cardholders customise the card's visual design — choose from ICICI's…
- It carries the same benefits as the Coral card: 2 reward points per ₹100, 1 domestic lounge visit per quarter, and…
- An ideal choice if you want a personalised card.
- movie benefit limited to 2 tickets twice a month
- fuel waiver only at HPCL pumps
- utility and insurance spends earn lower rewards
- High revolving APR — up to ~45% p.a. on balances.
Who is this card for?
Anyone who wants a personalised credit card design. If you like the Coral card benefits but prefer a unique look, this is the same card with customisation.
Quick Links
Data last updated 24 Mar 2026