SBI Card
SBI Aurum Credit Card
Your rating
Community rating
Joining Fee
₹9,999
Annual Fee
₹9,999
Reward Rate
0.5% – 1%
Forex Markup
1.99%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.5% – 1%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
Priority Pass
Included with this card
Things to Keep in Mind
- No reward points on fuel, EMI, cash advances, utility payments, government transactions
- Invite-only: not available to general applicants
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Invite only — You typically need an existing relationship with SBI Card to get this card.
Pros & Cons
- Unlimited domestic airport lounge access via DreamFolks
- Unlimited international lounge access via Priority Pass
- 4 reward points per ₹100 on international spends
- 2 reward points per ₹100 on domestic spends
- 4 complimentary golf rounds per month
- 1.99% forex markup
- 24/7 dedicated concierge service
- Significant milestone benefits (gift cards, hotel vouchers)
- Annual fee waived on ₹10 lakh spend
- ₹9,999 joining + annual fee
- Invite-only for SBI's premium banking customers
- Reward point value lower than Infinia/Diners Black equivalent
Who is this card for?
High-net-worth SBI banking customers spending ₹1,50,000+/month who require a super-premium lifestyle card with unlimited lounge access, golf, and dedicated concierge.
Quick Links
Data last updated 24 Mar 2026