RBL World Safari Credit Card vs Club Vistara SBI Card PRIME
RBL Bank · SBI Card — side-by-side CardCheck comparison
CardCheck Score BattleDeterministic 0–100 Benchmark Rating
100% Unsponsored MITC Data
RBL BankScoreGood
Annual Fee₹3,000
Max Reward1.25%
SBI CardScoreBasic
Annual Fee₹2,999
Max RewardStandard
RBL World Safari Credit Card leads overall with a CardCheck Score of 65/100 (+24 pts over Club Vistara SBI Card PRIME).
4-Pillar Head-to-Head Breakdown
RBL vs ClubReward Power
35%RBL20/35
Club15/35
RBL Wins
Fee Value & ROI
25%RBL18/25
Club14/25
RBL Wins
Lounge & Travel
20%RBL15/20
Club4/20
RBL Wins
Forex & Access
20%RBL12/20
Club8/20
RBL Wins
01—CardCheck Score & Pillars
- CardCheck Score
- 65Best
- 41
- Rating Verdict
- Good
- Basic
- Reward Power (35%)
- 20/35
- 15/35
- Fee Value & ROI (25%)
- 18/25
- 14/25
- Lounge & Travel (20%)
- 15/20
- 4/20
- Forex & Access (20%)
- 12/20
- 8/20
02—Basic Info
- Bank
- RBL Bank
- SBI Card
- Network
- Visa
- —
- Card type
- Premium
- Co-branded
- Best for
- Frequent travellers — 5 EDGE Miles per ₹100 on intl. spends + lounge access
- Vistara flyers
03—Fees
- Joining fee
- ₹3,000
- ₹2,999Best
- Annual fee
- ₹3,000
- ₹2,999Best
- Fee waiver
- —
- ₹3,00,000
04—Interest
- APR (min)
- 42%
- —
- APR (max)
- 42%
- —
- Cash advance fee
- 2.5%
- —
05—Rewards
- Reward type
- miles
- —
- Min rate
- 0.5%
- —
- Max rate
- 1.25%
- —
- Points / ₹100
- 5
- —
- Point value
- ₹0.25
- —
06—Travel & Lounge
- Domestic lounge / qtr
- 2
- —
- Intl lounge / year
- 2
- —
- Priority Pass
- DreamFolks
07—Forex & Fuel
- Forex markup
- 2%
- —
- Fuel surcharge waiver
08—Features
- Metal card
- Contactless
- UPI linked
09—Eligibility
- Min age
- 21
- —
- Min income / month
- ₹50,000
- —
- Min CIBIL
- 720
- —
- Invite only
Rows won
01of 03
02of 03
| Attribute ↓ | Column A | ★ Overall pick Column B |
|---|---|---|
01—CardCheck Score & Pillars Differences highlighted | ||
| CardCheck Score | 65Best | 41 |
| Rating Verdict | Good | Basic |
| Reward Power (35%) | 20/35 | 15/35 |
| Fee Value & ROI (25%) | 18/25 | 14/25 |
| Lounge & Travel (20%) | 15/20 | 4/20 |
| Forex & Access (20%) | 12/20 | 8/20 |
02—Basic Info Differences highlighted | ||
| Bank | RBL Bank | SBI Card |
| Network | Visa | — |
| Card type | Premium | Co-branded |
| Best for | Frequent travellers — 5 EDGE Miles per ₹100 on intl. spends + lounge access | Vistara flyers |
03—Fees Differences highlighted | ||
| Joining fee | ₹3,000 | ₹2,999Best |
| Annual fee | ₹3,000 | ₹2,999Best |
| Fee waiver | — | ₹3,00,000 |
04—Interest Differences highlighted | ||
| APR (min) | 42% | — |
| APR (max) | 42% | — |
| Cash advance fee | 2.5% | — |
05—Rewards Differences highlighted | ||
| Reward type | miles | — |
| Min rate | 0.5% | — |
| Max rate | 1.25% | — |
| Points / ₹100 | 5 | — |
| Point value | ₹0.25 | — |
06—Travel & Lounge Differences highlighted | ||
| Domestic lounge / qtr | 2 | — |
| Intl lounge / year | 2 | — |
| Priority Pass | ||
| DreamFolks | ||
07—Forex & Fuel Differences highlighted | ||
| Forex markup | 2% | — |
| Fuel surcharge waiver | ||
08—Features Differences highlighted | ||
| Metal card | ||
| Contactless | ||
| UPI linked | ||
09—Eligibility Differences highlighted | ||
| Min age | 21 | — |
| Min income / month | ₹50,000 | — |
| Min CIBIL | 720 | — |
| Invite only | ||
| Rows won | 01of 03 | 02of 03 |
Quick Verdict & Key Differences
Verified MITC Data
| Key Specification | RBL World Safari Credit Card | Club Vistara SBI Card PRIME |
|---|---|---|
| CardCheck Score | 65/100Good | 41/100Basic |
| Annual Fee | ₹3,000 | ₹2,999 |
| Fee Waiver Spend | No waiver | ₹3L/yr |
| Max Reward Potential | 1.25% | Standard |
| Domestic Lounge Access | 2 / quarter | Check terms |
| International Lounge | 2 / year | None |
| Forex Markup Fee | 2% | 3.5% |
Choose RBL World Safari Credit Card if:
Your spending centers around frequent travellers — 5 edge miles per ₹100 on intl. spends + lounge access and you want direct partner rewards with RBL Bank.
Choose Club Vistara SBI Card PRIME if:
Your spending aligns with vistara flyers and you prioritize SBI Card's redemption benefits.
Frequently asked questions: RBL World Safari Credit Card vs Club Vistara SBI Card PRIME
- Which is better: RBL World Safari Credit Card or Club Vistara SBI Card PRIME?
- RBL World Safari Credit Card holds a higher overall rating with a CardCheck Score of 65/100 (Good) compared to 41/100 (Basic) for Club Vistara SBI Card PRIME (a lead of +24 points). RBL World Safari Credit Card provides better net value across rewards and fee structures.
- How do annual fees and fee waiver spend rules compare?
- RBL World Safari Credit Card charges an annual fee of ₹3,000 with no official annual spend waiver milestone for renewal fee waiver. In comparison, Club Vistara SBI Card PRIME charges an annual fee of ₹2,999 with an annual spend threshold of ₹3 Lakh.
- How do the reward rates and cashback compare between RBL World Safari Credit Card and Club Vistara SBI Card PRIME?
- RBL World Safari Credit Card offers a base reward rate of 0.5% and up to 1.25% on accelerated partner categories. Meanwhile, Club Vistara SBI Card PRIME offers a base rate of standard and up to accelerated on eligible spends. Compare net returns against your monthly spend in our Rewards Calculator.
- Which card has better airport lounge access: RBL World Safari Credit Card or Club Vistara SBI Card PRIME?
- RBL World Safari Credit Card provides 2 domestic lounge visit(s) per quarter and 2 international lounge visit(s)/yr. On the other hand, Club Vistara SBI Card PRIME provides standard lounge access terms subject to bank quarterly spend criteria. Note that most issuers now require meeting minimum quarterly spend criteria (typically ₹10,000 to ₹50,000 in the preceding quarter) to unlock lounge access.
- Which card is better for international foreign currency spends?
- RBL World Safari Credit Card levies a foreign currency markup fee of 2%, while Club Vistara SBI Card PRIME charges 3.50%. Lower forex markup directly reduces costs when transacting overseas or on international e-commerce platforms.
- Is CardCheck's comparison data unbiased and verified against official bank MITC?
- Yes. All credit card fees, interest rates, lounge visit quotas, and reward calculations on CardCheck are 100% unsponsored and verified directly against each bank's official Most Important Terms & Conditions (MITC).