Club Vistara SBI Card PRIME
Issuer Regulated by RBI
SBI Card logo
SBI Card

Club Vistara SBI Card PRIME

The Club Vistara SBI Card PRIME is a premium co-branded travel credit card tailored for frequent flyers, featuring complimentary flight ticket vouchers, accelerated Club Vistara points, and domestic/international airport lounge access.

Visa
Co-branded
41
Overall CardCheck ScoreBasic

Travel & Lounge Fit Score

96/100

Best for: Vistara flyers

Joining Fee

₹2,999

Annual Fee

₹2,999

Reward Rate (%)

1 – 5

Forex Markup

3.5%

Community
(0)
Your Rating

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

15/35

Fee Value & ROI

14/25

Lounge & Perks

4/20

Forex & Access

8/20

Category Strengths Breakdown

Ranked by strongest spend category
Travel & Lounge
96/100
Premium Privileges
74/100
Online Shopping
50/100
Dining & Food
45/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Club Vistara SBI Card PRIME Benefits

1 complimentary Club Vistara Premium Economy class ticket voucher on joining & annual renewal
4 Club Vistara (CV) Points per ₹200 on all eligible retail spends
2 complimentary domestic airport lounge visits per quarter across India
1 complimentary international airport lounge visit per year via Priority Pass
Up to 4 complimentary Premium Economy class ticket vouchers on milestone spends
1% fuel surcharge waiver across all petrol pumps in India

Club Vistara SBI Card PRIME Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).

Joining fee₹2,999
Annual fee₹2,999
Fee waiver on annual spend₹3,00,000
Interest rate (APR)42%
Fuel surcharge waiverNo

Card Features

Metal Card
Contactless
UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹3,00,000/yr
₹25,000/mo
Presets:
Annual Fee 100% Waived₹3,00,000 / ₹3,00,000

🎉 Annual renewal fee 100% waived! At ₹25,000/mo (₹3,00,000/yr), your ₹2,999 fee drops to ₹0.

Est. Base Rewards+₹4,500@1.5% base rate
Effective Fee₹0 (Waived)100% saved
Net Annual Value+₹4,500rewards vs fee
*Estimated using standard base rate (1.5%). Excludes monthly-capped accelerated partner multipliers.Detailed Rewards Calculator →

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Club Vistara SBI Card PRIME Eligibility

CIBIL scoreCardCheck Estimate
720+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 4 Club Vistara Points per Rs. 200 spent on all retail categories
  • Yatra e-Voucher on Spends of Rs. 8 Lakhs

Quick Links

Data last updated 15 Sept 2026