CardCheck Score
Very Good
ZET FD Credit Card
SBM Bank
View details
Best for Building credit score with an FD-backed secured card and UPI rewards
Fuel WaiverHigh Rewards
Joining Fee
Free
Annual Fee
Free
Reward Rate
0–20%
APR
42%
View details
Verified Issuer
SBM Bank Credit Cards
Complete catalogue of all 1 SBM Bank credit cards with MITC verified data
Total
1
Cards
Zero Fee
1
Lifetime Free
Issuer Avg→
Recommended+2 ptsCardCheck Overview: SBM Bank offers a diverse portfolio of credit cards catering to cashback, travel, rewards, and entry-level applicants.
SBM Bank 4-Pillar Issuer Benchmark
Standout Strength:Reward Power (35/35)Methodology →
Reward Power
35%35/35Top Pick
Fee Value & ROI
25%25/25
Lounge & Travel
20%4/20
Forex & Access
20%14/20
1 card found
Top Recommended SBM Bank Credit Cards (2026)
Hand-picked best value cards based on annual fee waivers, reward power, and CardCheck score
2026 SBM Bank Portfolio Verdict Matrix
At-a-glance verdicts to match your primary spend goal with the highest-earning SBM Bank card
| Spend Goal | Recommended Card | Key Reward Rate | Annual Fee & Waiver | CardCheck Verdict |
|---|---|---|---|---|
| Best Overall & Flagship | ZET FD Credit Card | Milestone Reward Points | Lifetime Free (₹0)Zero Fee Forever | The SBM ZET Credit Card is a secured FD-backed RuPay credit card designed for credit builders, offering up to 20% discounts on Swiggy, Zomato, Instamart, and BookMyShow, 5% on Amazon/Flipkart vouchers, and 2% on ZET UPI spends with a monthly earning cap of 2,000 ZET Coins (worth ₹500). Requires a paid ZET Plus membership (₹99) to unlock cashback benefits. |
Popular comparisons for SBM Bank Credit Cards
Side-by-side head-to-head match-ups based on real user spend patterns
SBM Bank Specifications & Essential Data (2026)
Official helpline contacts, forex markup rates, reward point rules, and eligibility standards
Official Helpline
Toll-Free Customer Care Available
Forex Markup
2.49%
Points Expiry
2 to 3 Years
Min CIBIL Target
750+
SBM Bank Key Takeaways & Portfolio Highlights
SBM Bank offers 1 credit cards verified on CardCheck with transparent fee structures.
Cards cover rewards, cashback, travel lounge access, and zero-annual-fee options.
Annual fees are automatically waived upon reaching published annual spend thresholds.
All details are verified against published Most Important Terms & Conditions (MITC) documents.
How to Choose the Best SBM Bank Credit Card in 2026
SBM Bank offers a diverse portfolio of credit cards in India covering cashback, travel, rewards, and zero-annual-fee options. When choosing a card, compare the annual fee against your expected yearly spend to ensure fee waivers are achievable.
Evaluate cards based on primary benefits such as airport lounge access, accelerated reward points on online shopping, fuel surcharge waivers, and RuPay UPI support for seamless mobile payments.
All SBM Bank credit card details listed on CardCheck are verified directly against published Most Important Terms & Conditions (MITC) documents, ensuring 100% accurate fee structures and reward rules.
Frequently asked questions about SBM Bank credit cards
Verified answers regarding annual fees, lounge access, rewards, and eligibility
How many credit cards does SBM Bank offer in India?
SBM Bank offers 1 active credit cards across cashback, travel, rewards, fuel, and premium segments on CardCheck.
How to check eligibility for SBM Bank credit cards?
CardCheck provides an instant, zero-sign-up eligibility checker that matches your income and credit profile against SBM Bank's minimum requirements.
Are SBM Bank card fees verified on CardCheck?
Yes. All annual fees, joining charges, APR bands, and reward caps for SBM Bank cards are verified directly against published MITC documents.
How to waive annual fees on SBM Bank credit cards?
Most SBM Bank credit cards automatically waive annual fees when you reach published annual spend thresholds (typically ₹50,000 to ₹3 lakh per year).
Does SBM Bank offer airport lounge access?
Selected premium and travel cards from SBM Bank offer complimentary domestic and international airport lounge access. Filter cards on CardCheck by "Lounge access" to see full details.