What is the annual fee for Amazon Pay ICICI Bank Credit Card?

The annual fee for Amazon Pay ICICI Bank Credit Card is nil (no annual fee).

What is the joining fee for Amazon Pay ICICI Bank Credit Card?

The one-time joining fee for Amazon Pay ICICI Bank Credit Card is nil (no joining fee).

What are the rewards and benefits of Amazon Pay ICICI Bank Credit Card?

Amazon Pay ICICI Bank Credit Card earns cashback rewards. Reward rate ranges from 1% to 5%.

What lounge access benefits does Amazon Pay ICICI Bank Credit Card provide?

Amazon Pay ICICI Bank Credit Card provides 0 domestic lounge visits per quarter and 0 international lounge visits per year.

What is the eligibility criteria for Amazon Pay ICICI Bank Credit Card?

To be eligible for Amazon Pay ICICI Bank Credit Card, you need a minimum monthly income of ₹20,000.

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ICICI Bank

Amazon Pay ICICI Bank Credit Card

Name: Amazon Pay ICICI Bank Credit Card
Brand: ICICI Bank
Availability: InStock
Rating: 5 (3 reviews)

The Amazon Pay ICICI Bank Credit Card offers Amazon Prime members 5% unlimited cashback on Amazon.

Co-branded

CardCheck ScoreVery Good

Top Category Performance

Cashback (96/100)

Best for: Rewards on Amazon Purchases

Joining Fee

Free

Annual Fee

Free

Reward Rate (%)

1 – 5

Forex Markup

1.99%

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Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Very GoodScore / 100

Reward Power

34/35

Fee Value & ROI

25/25

Lounge & Perks

4/20

Forex & Access

14/20

Category Strengths Breakdown

Ranked by strongest spend category

Cashback Spends

96/100

Online Shopping

95/100

Zero Fee & Starter

94/100

Dining & Food

70/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Amazon Pay ICICI Bank Credit Card Benefits

No joining or annual fees

Unlimited cashback that never expires

5% cashback on Amazon.in for Prime members

3% cashback for non-Prime members

2% cashback at 100+ Amazon Pay partner merchants

1% cashback on all other eligible spends

Low international forex mark-up fee of 1.99%

1% fuel surcharge waiver on fuel transactions

Amazon Pay ICICI Bank Credit Card Rewards

How you earn back on every swipe

cashback

Reward type

1% – 5%

Earn rate

₹1

Per point

Amazon Pay ICICI Bank Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining feeFree

Annual feeFree

Fee waiver on annual spendFree

Interest-free period50 days

Interest rate (APR)42% – 46%

Late payment fee (max)₹1,200

Cash advance fee2.5% (min ₹300)

Over-limit fee2.5%

Forex markup1.99%

Fuel surcharge waiverYes (₹400–₹4000)

Amazon Pay ICICI Bank Credit Card Lounge Access

Airport perks included with this card

0 per quarter

Domestic lounge visits

0 per year

International lounge visits

Card Features

Metal Card

Contactless

UPI Linked

Lifetime Free

🎉 Zero Annual Fee — 100% Net Profit

Amazon Pay ICICI Bank Credit Card has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Amazon Pay ICICI Bank Credit Card Eligibility

Age21+ yrs – 65

Min. income₹20,000/month

CIBIL score750+

Employment type

SalariedSelf employed

Invite only — You typically need an existing relationship with ICICI Bank to get this card.

Pros & Cons

Pros

One of the best lifetime free cashback cards in India
Excellent value for frequent Amazon and Prime users
Simple cashback structure with no reward point conversion hassles
Unlimited cashback with no category activation required
Cashback auto-credits directly to Amazon Pay balance
Strong returns on Amazon shopping, travel bookings, and bill payments via Amazon Pay
Low 1.99% forex markup makes it better for international spends than most entry-level cards
Easy approval journey for existing ICICI customers

Cons

No airport lounge access benefits
Rewards are heavily centered around Amazon ecosystem usage
1% base cashback is average for offline spending
Cashback redemption is locked to Amazon Pay balance, not bank transfer
Many categories are excluded from cashback (fuel, rent, taxes, education, utilities, wallet loads, etc.)
Limited travel and lifestyle benefits compared to premium cards

Who is this card for?

Amazon Prime subscribers who shop on Amazon.in regularly. Also excellent for anyone who uses Amazon Pay at partner merchants. The zero annual fee makes it risk-free as a primary or secondary card.