Amazon Pay ICICI Bank Credit Card
ICICI Bank logo

ICICI Bank

Amazon Pay ICICI Bank Credit Card

Visa
Co-brandedInvite only

Your rating

Community rating

Best for Rewards on Amazon Purchases

Joining Fee

Free

Annual Fee

Free

Reward Rate

1% – 5%

Forex Markup

1.99%

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Key Benefits

No joining or annual fees
Unlimited cashback that never expires
5% cashback on Amazon.in for Prime members
3% cashback for non-Prime members
2% cashback at 100+ Amazon Pay partner merchants
1% cashback on all other eligible spends
Low international forex mark-up fee of 1.99%
1% fuel surcharge waiver on fuel transactions

Rewards

How you earn back on every swipe

cashback

Reward type

1% – 5%

Earn rate

₹1

Per point

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining feeFree
Annual feeFree
Fee waiver on annual spendFree
Interest-free period50 days
Interest rate (APR)42%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹300)
Over-limit fee2.5%
Forex markup1.99%
Fuel surcharge waiverYes (₹400–₹4000)

Travel & Lounge Access

Airport perks included with this card

1 per quarter

Domestic lounge visits

0 per year

International lounge visits

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Eligibility

Age21+ yrs – 65
Min. income₹20,000/month
CIBIL score750+

Employment type

SalariedSelf employed

Invite only — You typically need an existing relationship with ICICI Bank to get this card.

Pros & Cons

Pros
  • One of the best lifetime free cashback cards in India
  • Excellent value for frequent Amazon and Prime users
  • Simple cashback structure with no reward point conversion hassles
  • Unlimited cashback with no category activation required
  • Cashback auto-credits directly to Amazon Pay balance
  • Strong returns on Amazon shopping, travel bookings, and bill payments via Amazon Pay
  • Low 1.99% forex markup makes it better for international spends than most entry-level cards
  • Easy approval journey for existing ICICI customers
Cons
  • No airport lounge access benefits
  • Rewards are heavily centered around Amazon ecosystem usage
  • 1% base cashback is average for offline spending
  • Cashback redemption is locked to Amazon Pay balance, not bank transfer
  • Many categories are excluded from cashback (fuel, rent, taxes, education, utilities, wallet loads, etc.)
  • Limited travel and lifestyle benefits compared to premium cards

Who is this card for?

Amazon Prime subscribers who shop on Amazon.in regularly. Also excellent for anyone who uses Amazon Pay at partner merchants. The zero annual fee makes it risk-free as a primary or secondary card.

Quick Links

View on bank website

Data last updated 17 Mar 2026

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