What is the annual fee for IndiGo Axis Bank Credit Card (Standard)?

The annual fee for IndiGo Axis Bank Credit Card (Standard) is ₹799.

What is the joining fee for IndiGo Axis Bank Credit Card (Standard)?

The one-time joining fee for IndiGo Axis Bank Credit Card (Standard) is ₹799.

What are the rewards and benefits of IndiGo Axis Bank Credit Card (Standard)?

IndiGo Axis Bank Credit Card (Standard) earns points rewards. Reward rate ranges from 1% to 3%. You earn 1 points per ₹100 spent.

What lounge access benefits does IndiGo Axis Bank Credit Card (Standard) provide?

IndiGo Axis Bank Credit Card (Standard) provides 1 domestic lounge visits per quarter and 0 international lounge visits per year.

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Axis Bank

IndiGo Axis Bank Credit Card (Standard)

Name: IndiGo Axis Bank Credit Card (Standard)
Brand: Axis Bank
Price: 799 INR
Availability: InStock

Earn rewards and benefits with IndiGo Axis Bank Credit Card (Standard).

Co-branded

CardCheck ScoreGood

Top Category Performance

RuPay UPI Scan & Pay (88/100)

Best for: frequent travelers on IndiGo

Joining Fee

₹799

Annual Fee

₹799

Reward Rate (%)

1 – 3

Forex Markup

3.5%

Community

(0)

Your Rating

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

GoodScore / 100

Reward Power

27/35

Fee Value & ROI

18/25

Lounge & Perks

11/20

Forex & Access

8/20

Category Strengths Breakdown

Ranked by strongest spend category

RuPay UPI Payments

88/100

Cashback Spends

75/100

Online Shopping

72/100

Travel & Lounge

70/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

IndiGo Axis Bank Credit Card (Standard) Benefits

₹1,200 IndiGo BluChips welcome voucher

₹1,200 annual renewal voucher

₹1,200 milestone vouchers at ₹1.5L and ₹3L spends

3 BluChips per ₹100 on IndiGo channels

1 complimentary domestic lounge visit per quarter

IndiGo Axis Bank Credit Card (Standard) Rewards

How you earn back on every swipe

points

Reward type

1% – 3%

Earn rate

Points / ₹100

IndiGo Axis Bank Credit Card (Standard) Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹799

Annual fee₹799

Interest rate (APR)55.55%

Late payment fee (max)₹1,200

Cash advance fee2.5% (min ₹500)

Over-limit fee2.5%

Forex markup3.5%

Fuel surcharge waiverNo

IndiGo Axis Bank Credit Card (Standard) Lounge Access

Airport perks included with this card

1 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

government services
insurance
utilities including telecom
rent
wallet loads
jewelry

Card Features

Metal Card

Contactless

UPI Linked

Annual Fee: ₹799

This card carries a fixed annual fee of ₹799. At ~3% estimated return, spending approximately ₹2,219/mo earns enough rewards to fully offset the annual fee.