IndiGo Axis Bank Credit Card (Standard)
Earn rewards and benefits with IndiGo Axis Bank Credit Card (Standard).
RuPay UPI Scan & Pay Fit Score
88/100
Joining Fee
₹799
Annual Fee
₹799
Reward Rate (%)
1 – 3
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
27/35
Fee Value & ROI
18/25
Lounge & Perks
11/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
IndiGo Axis Bank Credit Card (Standard) Benefits
IndiGo Axis Bank Credit Card (Standard) Rewards
How you earn back on every swipe
points
Reward type
1% – 3%
Earn rate
1
Points / ₹100
IndiGo Axis Bank Credit Card (Standard) Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
IndiGo Axis Bank Credit Card (Standard) Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- government services
- insurance
- utilities including telecom
- rent
- wallet loads
- jewelry
Card Features
Annual Fee: ₹799
This card carries a fixed annual fee of ₹799. At ~1% estimated return, spending approximately ₹6,658/mo earns enough rewards to fully offset the annual fee.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
IndiGo Axis Bank Credit Card (Standard) Eligibility
Employment type
Pros & Cons
- strong IndiGo rewards
- welcome and renewal voucher
- milestone bonuses
- domestic lounge access
- good for frequent IndiGo flyers
- cash withdrawal fee is high
- foreign currency markup is 3.5%
- late payment charges can reach ₹1200
- rewards exclusions apply to several categories
Quick Links
Data last updated 11 Aug 2026
Calculate your exact earnings with IndiGo Axis Bank Credit Card (Standard)
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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