Axis Bank
Indian Oil Axis Bank Premium Credit Card
Your rating
Community rating
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Rate
1% – 4%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
1% – 4%
Earn rate
4
Points / ₹100
₹0.25
Per point
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
Things to Keep in Mind
- government services
- insurance
- gold & jewellery
- financial institutions
- cash advances
- repayments
- rent
- wallet load
- utility & telecom
- education
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 4% value back on IOCL fuel
- 30% discount on Zomato (cap ₹150 and twice in a month)
- 100% fuel surcharge waiver at IOCL
- 2 domestic lounge visit per quarter
- RuPay for UPI linked payments
- High rewards only at IOCL
Who is this card for?
IOCL petrol pump regulars who spend ₹8,000+/month on fuel and want additional lifestyle benefits.
Quick Links
Data last updated 24 Mar 2026