LIC Axis Bank Signature Credit Card
The LIC Axis Bank Signature Credit Card is co-branded with Life Insurance Corporation of India, offering accelerated rewards on LIC premium payments and everyday spends.
Beginner & Zero Fee Fit Score
94/100
Joining Fee
Free
Annual Fee
Free
Reward Rate (%)
1 – 2
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
25/25
Lounge & Perks
15/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
LIC Axis Bank Signature Credit Card Benefits
LIC Axis Bank Signature Credit Card Rewards
How you earn back on every swipe
points
Reward type
1% – 2%
Earn rate
1
Points / ₹100
12 months
Point expiry
₹400
Monthly cap
LIC Axis Bank Signature Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
LIC Axis Bank Signature Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
Things to Keep in Mind
- fuel
- wallet load
- EMI conversions
- government services
- education
- utilities
- rental payments
Card Features
🎉 Zero Annual Fee — 100% Net Profit
LIC Axis Bank Signature Credit Card has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
LIC Axis Bank Signature Credit Card Eligibility
Employment type
Pros & Cons
- 2 reward points per ₹100 on LIC premium payments and foreign currency transactions
- 8 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver
- 100% cashback up to ₹300 on first utility bill payment
- Zero joining fee
- Best rewards only on LIC payments
- No international lounge
Who is this card for?
LIC policyholders who pay annual/quarterly premiums of ₹20,000+ and want to earn rewards on insurance payments.
Quick Links
Data last updated 8 Aug 2026
Calculate your exact earnings with LIC Axis Bank Signature Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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