Axis BankLIC Axis Bank Signature Credit Card
The LIC Axis Bank Signature Credit Card is co-branded with Life Insurance Corporation of India, offering accelerated rewards on LIC premium payments and everyday spends.
Top Category Performance
Beginner & Zero Fee (94/100)
Joining Fee
Free
Annual Fee
Free
Reward Rate (%)
1 – 2
Forex Markup
3.5%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
25/25
Lounge & Perks
15/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
LIC Axis Bank Signature Credit Card Benefits
LIC Axis Bank Signature Credit Card Rewards
How you earn back on every swipe
points
Reward type
1% – 2%
Earn rate
1
Points / ₹100
₹0.25
Per point
12 months
Point expiry
₹400
Monthly cap
LIC Axis Bank Signature Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
LIC Axis Bank Signature Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- fuel
- wallet load
- EMI conversions
- government services
- education
- utilities
- rental payments
Card Features
🎉 Zero Annual Fee — 100% Net Profit
LIC Axis Bank Signature Credit Card has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
LIC Axis Bank Signature Credit Card Eligibility
Employment type
Pros & Cons
- 2 reward points per ₹100 on LIC premium payments and foreign currency transactions
- 8 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver
- 100% cashback up to ₹300 on first utility bill payment
- Zero joining fee
- Best rewards only on LIC payments
- No international lounge
Who is this card for?
LIC policyholders who pay annual/quarterly premiums of ₹20,000+ and want to earn rewards on insurance payments.
Quick Links
Data last updated 8 Aug 2026
Top Alternatives in this Category
Highly rated alternatives evaluated by our deterministic scoring engine
Popular Comparisons for LIC Axis Bank Signature Credit Card
Direct side-by-side MITC term matchups
LIC Axis Bank Signature Credit Card vs Adani One ICICI Bank Platinum Credit Card
ICICI Bank · ₹750
LIC Axis Bank Signature Credit Card vs Amazon Pay ICICI Bank Credit Card
ICICI Bank · Free
LIC Axis Bank Signature Credit Card vs American Express SmartEarn Credit Card
American Express · ₹495
LIC Axis Bank Signature Credit Card vs AU Altura Plus Credit Card
AU Small Finance Bank · ₹499
LIC Axis Bank Signature Credit Card vs AU ixigo Credit Card
AU Small Finance Bank · Free
LIC Axis Bank Signature Credit Card vs AU KOSMO Credit Card
AU Small Finance Bank · Free
More from Axis Bank
Calculate your exact earnings with LIC Axis Bank Signature Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.