Axis Bank
LIC Axis Bank Signature Credit Card
Your rating
Community rating
Joining Fee
Free
Annual Fee
Free
Reward Rate
1% – 2%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
1% – 2%
Earn rate
1
Points / ₹100
12 months
Point expiry
₹400
Monthly cap
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
Things to Keep in Mind
- fuel
- wallet load
- EMI conversions
- government services
- education
- utilities
- rental payments
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 2 reward points per ₹100 on LIC premium payments and foreign currency transactions
- 8 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver
- 100% cashback up to ₹300 on first utility bill payment
- Zero joining fee
- Best rewards only on LIC payments
- No international lounge
Who is this card for?
LIC policyholders who pay annual/quarterly premiums of ₹20,000+ and want to earn rewards on insurance payments.
Quick Links
Data last updated 24 Mar 2026