Axis Bank Pride Platinum Credit Card
Issuer Regulated by RBI
Axis Bank logo
Axis Bank

Axis Bank Pride Platinum Credit Card

The Axis Bank Pride Platinum Credit Card is an accessible rewards card for salaried individuals.

Visa
Co-branded
64
Overall CardCheck ScoreGood

Beginner & Zero Fee Fit Score

85/100

Best for: Entry-level rewards with quarterly lounge access

Joining Fee

Free

Annual Fee

₹250

Reward Rate (%)

2

Forex Markup

3.5%

Community
(0)
Your Rating

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

24/35

Fee Value & ROI

24/25

Lounge & Perks

4/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category
Zero Fee & Starter
85/100
Online Shopping
72/100
Dining & Food
70/100
Fuel & Petrol
62/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Axis Bank Pride Platinum Credit Card Benefits

4 EDGE Reward Points per ₹200 on eligible spends
100 bonus EDGE Reward Points every month on spends above ₹5,000
15% dining discount via Dining Delights program
1% fuel surcharge waiver on ₹400–₹4,000 fuel transactions (max ₹250/month)
Annual fee waiver on ₹20,000 annual spends
Personalized tricolour-themed card for defence personnel
Zero lost card liability after reporting loss

Axis Bank Pride Platinum Credit Card Rewards

How you earn back on every swipe

points

Reward type

2%

Earn rate

2

Points / ₹100

Axis Bank Pride Platinum Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).

Joining feeFree
Annual fee₹250
Fee waiver on annual spend₹20,000
Interest-free period21 days
Interest rate (APR)55.55%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹500)
Over-limit fee2.5%
Forex markup3.5%
Fuel surcharge waiverYes (₹400–₹4000)

Axis Bank Pride Platinum Credit Card Lounge Access

Airport perks included with this card

0 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

  • rent transactions excluded from fee waiver
  • wallet load transactions excluded from fee waiver

Card Features

Metal Card
Contactless
UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹20,000/yr
₹1,667/mo
Presets:
Annual Fee 100% Waived₹20,004 / ₹20,000

🎉 Annual renewal fee 100% waived! At ₹1,667/mo (₹20,004/yr), your ₹250 fee drops to ₹0.

Est. Base Rewards+₹400@2% base rate
Effective Fee₹0 (Waived)100% saved
Net Annual Value+₹400rewards vs fee
*Estimated using standard base rate (2%). Excludes monthly-capped accelerated partner multipliers.Detailed Rewards Calculator →

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Axis Bank Pride Platinum Credit Card Eligibility

Age18+ yrs – 70
CIBIL scoreCardCheck Estimate
720+

Employment type

Salaried

Pros & Cons

Pros
  • Very low annual fee with easy waiver milestone
  • Good beginner-friendly card for defence personnel
  • Dining discounts provide decent lifestyle value
  • Fuel surcharge waiver useful for regular commuters
  • Personalized defence-themed design stands out
  • Monthly bonus EDGE Rewards improve effective returns
  • Add-on cards available free for family members
Cons
  • Low base reward rate compared to modern cashback cards
  • No airport lounge access on Platinum variant
  • Forex markup is high for international spends
  • Reward redemption value is relatively weak
  • Benefits are mostly basic lifestyle features
  • Eligibility mainly targeted toward defence personnel
  • Limited travel and premium perks

Who is this card for?

Salaried employees looking for an affordable rewards card with some lifestyle perks.

Quick Links

Data last updated 11 Aug 2026

All Axis Bank credit cards →Best Reward CardsBest Travel CardsBest Fuel Cards
Free Rewards Math Simulator

Calculate your exact earnings with Axis Bank Pride Platinum Credit Card

Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.

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