Axis BankAxis Bank Pride Platinum Credit Card
The Axis Bank Pride Platinum Credit Card is an accessible rewards card for salaried individuals.
Top Category Performance
Beginner & Zero Fee (85/100)
Joining Fee
Free
Annual Fee
₹250
Reward Rate (%)
2
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
24/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Axis Bank Pride Platinum Credit Card Benefits
Axis Bank Pride Platinum Credit Card Rewards
How you earn back on every swipe
points
Reward type
2%
Earn rate
2
Points / ₹100
₹0.2
Per point
Axis Bank Pride Platinum Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Axis Bank Pride Platinum Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- rent transactions excluded from fee waiver
- wallet load transactions excluded from fee waiver
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹1,667/mo (₹20,004/yr), your ₹250 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Axis Bank Pride Platinum Credit Card Eligibility
Employment type
Pros & Cons
- Very low annual fee with easy waiver milestone
- Good beginner-friendly card for defence personnel
- Dining discounts provide decent lifestyle value
- Fuel surcharge waiver useful for regular commuters
- Personalized defence-themed design stands out
- Monthly bonus EDGE Rewards improve effective returns
- Add-on cards available free for family members
- Low base reward rate compared to modern cashback cards
- No airport lounge access on Platinum variant
- Forex markup is high for international spends
- Reward redemption value is relatively weak
- Benefits are mostly basic lifestyle features
- Eligibility mainly targeted toward defence personnel
- Limited travel and premium perks
Who is this card for?
Salaried employees looking for an affordable rewards card with some lifestyle perks.
Quick Links
Data last updated 11 Aug 2026
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Calculate your exact earnings with Axis Bank Pride Platinum Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.