Axis Bank
Axis Bank Pride Platinum Credit Card
Your rating
Community rating
Joining Fee
Free
Annual Fee
₹250
Reward Rate
2%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
2%
Earn rate
2
Points / ₹100
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- rent transactions excluded from fee waiver
- wallet load transactions excluded from fee waiver
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- Very low annual fee with easy waiver milestone
- Good beginner-friendly card for defence personnel
- Dining discounts provide decent lifestyle value
- Fuel surcharge waiver useful for regular commuters
- Personalized defence-themed design stands out
- Monthly bonus EDGE Rewards improve effective returns
- Add-on cards available free for family members
- Low base reward rate compared to modern cashback cards
- No airport lounge access on Platinum variant
- Forex markup is high for international spends
- Reward redemption value is relatively weak
- Benefits are mostly basic lifestyle features
- Eligibility mainly targeted toward defence personnel
- Limited travel and premium perks
Who is this card for?
Salaried employees looking for an affordable rewards card with some lifestyle perks.
Quick Links
Data last updated 24 Mar 2026