Axis BankAxis Bank Privilege Credit Card
The Axis Bank Privilege Credit Card targets the mid-premium segment, offering accelerated EDGE Reward Points on online spends, dining and shopping.
Top Category Performance
Online Shopping (84/100)
Joining Fee
₹1,500
Annual Fee
₹1,500
Reward Rate (%)
5
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
34/35
Fee Value & ROI
18/25
Lounge & Perks
15/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Axis Bank Privilege Credit Card Benefits
Axis Bank Privilege Credit Card Rewards
How you earn back on every swipe
points
Reward type
5%
Earn rate
5
Points / ₹100
₹0.2
Per point
Axis Bank Privilege Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Axis Bank Privilege Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- utility
- telecom
- rent
- wallet
- government services
- insurance
- gold & jewellery
- fuel
- educational services
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹41,667/mo (₹5,00,004/yr), your ₹1,500 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Axis Bank Privilege Credit Card Eligibility
Employment type
Pros & Cons
- 5x EDGE Reward Points on online and dining spends
- 2 complimentary domestic lounge visits per quarter
- Welcome benefit gift voucher
- No international lounge access
- Point value is moderate (₹0.25/point)
- Limited partner transfer options vs premium cards
Who is this card for?
Working professionals who want reward points on everyday spending and moderate lounge access without paying super-premium fees.
Quick Links
Data last updated 25 Aug 2026
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Calculate your exact earnings with Axis Bank Privilege Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.