Axis Bank
Axis Bank Privilege Credit Card
Your rating
Community rating
Joining Fee
₹1,500
Annual Fee
₹1,500
Reward Rate
5%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
5%
Earn rate
5
Points / ₹100
₹0.2
Per point
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- utility
- telecom
- rent
- wallet
- government services
- insurance
- gold & jewellery
- fuel
- educational services
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 5x EDGE Reward Points on online and dining spends
- 2 complimentary domestic lounge visits per quarter
- Welcome benefit gift voucher
- No international lounge access
- Point value is moderate (₹0.25/point)
- Limited partner transfer options vs premium cards
Who is this card for?
Working professionals who want reward points on everyday spending and moderate lounge access without paying super-premium fees.
Quick Links
Data last updated 3 Apr 2026