Axis Bank
Axis Bank Reserve Credit Card
Your rating
Community rating
Joining Fee
₹50,000
Annual Fee
₹50,000
Reward Rate
—
Forex Markup
1.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Oberoi hotel offers discontinued
- luxury airport transfers discontinued
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Invite only — You typically need an existing relationship with Axis Bank to get this card.
Pros & Cons
- Unlimited domestic and international lounge access for self + companion
- 15 EDGE Miles per ₹200 on Axis Travel EDGE — best rate among Axis cards
- Metal card with premium concierge service
- Taj InnerCircle Epicure membership (dining and hotel privileges)
- 1.5% forex markup — lowest on any Axis card
- Golf privileges — free green fees at partner courses
- ₹50,000 joining + annual fee
- Invite-only — requires Burgundy Private or wealth manager referral
- Very high income eligibility bar
Who is this card for?
Ultra HNI customers with annual card spends of ₹30L+ who value concierge services, unlimited lounge, and the highest possible miles earning rate.
Quick Links
Data last updated 24 Mar 2026