Axis Bank
Samsung Axis Bank Signature Credit Card
Your rating
Community rating
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
1% – 10%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
hybrid
Reward type
1% – 10%
Earn rate
₹2,500
Monthly cap
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
Things to Keep in Mind
- fuel spends
- wallet loading
- gold & jewellery
- government services
- education payments
- telecom & utility payments
- rental payments
- insurance services
- financial institutions
- cash advances
- Samsung purchases are excluded from EDGE rewards
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- Excellent card for Samsung smartphone and appliance buyers
- Cashback also valid on EMI purchases
- Lounge access adds strong value for low annual fee
- Welcome EDGE Rewards offset joining fee well
- Good dining and lifestyle partner offers
- Easy annual fee waiver milestone
- Good beginner-friendly lifestyle card
- Best value depends heavily on Samsung purchases
- Cashback has strict monthly and annual caps
- No international lounge access
- Forex markup is high at 3.5%
- Base rewards outside Samsung ecosystem are average
- Lounge access requires spend-based eligibility
- Limited travel and premium lifestyle benefits
Who is this card for?
Samsung users who frequently buy Samsung gadgets online and use Samsung Pay. Good for electronics enthusiasts.
Quick Links
Data last updated 24 Mar 2026