Samsung Axis Bank Signature Credit Card
RBI Approved
Secure Payments
Axis Bank
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Samsung Axis Bank Signature Credit Card

The Samsung Axis Bank Signature Credit Card rewards Samsung loyalists with up to 10% cashback on Samsung.

Visa
Co-branded
80
CardCheck ScoreExcellent

Top Category Performance

Beginner & Zero Fee (85/100)

Best for: Samsung product purchases & Samsung Pay spends

Joining Fee

₹500

Annual Fee

₹500

Reward Rate (%)

1 – 10

Forex Markup

3.5%

Community
(0)
Your Rating

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

35/35

Fee Value & ROI

22/25

Lounge & Perks

11/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category
Zero Fee & Starter
85/100
Online Shopping
84/100
Cashback Spends
75/100
Travel & Lounge
70/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Samsung Axis Bank Signature Credit Card Benefits

2,500 EDGE Reward Points on completing 3 transactions within 30 days
4 complimentary domestic airport lounge visits per year
15% dining discount up to ₹500 via Dining Delights
1% fuel surcharge waiver on ₹400–₹4,000 fuel transactions
Cashback on Samsung purchases including EMI transactions
Annual fee waiver on ₹2 lakh annual spends
Cashback credited directly to statement balance

Samsung Axis Bank Signature Credit Card Rewards

How you earn back on every swipe

hybrid

Reward type

1% – 10%

Earn rate

₹2,500

Monthly cap

Samsung Axis Bank Signature Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹500
Annual fee₹500
Fee waiver on annual spend₹2,00,000
Interest rate (APR)55.55%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹500)
Over-limit fee2.5%
Forex markup3.5%
Fuel surcharge waiverYes (₹400–₹4000)

Samsung Axis Bank Signature Credit Card Lounge Access

Airport perks included with this card

1 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

  • fuel spends
  • wallet loading
  • gold & jewellery
  • government services
  • education payments
  • telecom & utility payments
  • rental payments
  • insurance services
  • financial institutions
  • cash advances
  • Samsung purchases are excluded from EDGE rewards

Card Features

Metal Card
Contactless
UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: 2,00,000/yr
16,667/mo
Presets:
Annual Fee 100% Waived2,00,004 / ₹2,00,000

🎉 Annual renewal fee 100% waived! At ₹16,667/mo (₹2,00,004/yr), your ₹500 fee drops to ₹0.

Gross Rewards+₹20,000
Effective Fee₹0 (Waived)
Net Profit/Yr+₹20,000

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Samsung Axis Bank Signature Credit Card Eligibility

Age18+ yrs – 70
Min. income₹25,000/month
CIBIL score720+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • Excellent card for Samsung smartphone and appliance buyers
  • Cashback also valid on EMI purchases
  • Lounge access adds strong value for low annual fee
  • Welcome EDGE Rewards offset joining fee well
  • Good dining and lifestyle partner offers
  • Easy annual fee waiver milestone
  • Good beginner-friendly lifestyle card
Cons
  • Best value depends heavily on Samsung purchases
  • Cashback has strict monthly and annual caps
  • No international lounge access
  • Forex markup is high at 3.5%
  • Base rewards outside Samsung ecosystem are average
  • Lounge access requires spend-based eligibility
  • Limited travel and premium lifestyle benefits

Who is this card for?

Samsung users who frequently buy Samsung gadgets online and use Samsung Pay. Good for electronics enthusiasts.

Quick Links

View on bank website

Data last updated 4 Aug 2026

Top Alternatives in this Category

Highly rated alternatives evaluated by our deterministic scoring engine

Deterministic 0–100 Scores
HSBC BankScore: 91
+11 pts higher CardCheck Score
IDFC FIRST BankScore: 91
+11 pts higher CardCheck Score
IDFC FIRST BankScore: 88
+8 pts higher CardCheck Score

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