Samsung Axis Bank Signature Credit Card
The Samsung Axis Bank Signature Credit Card rewards Samsung loyalists with up to 10% cashback on Samsung.com and Samsung Shop purchases, 5% on electronics on Flipkart and Amazon, and 1% on all other spending.
Beginner & Zero Fee Fit Score
85/100
Joining Fee
₹500
Annual Fee
₹500
Reward Rate (%)
1 – 10
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
35/35
Fee Value & ROI
22/25
Lounge & Perks
11/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Samsung Axis Bank Signature Credit Card Benefits
Samsung Axis Bank Signature Credit Card Rewards
How you earn back on every swipe
hybrid
Reward type
1% – 10%
Earn rate
₹2,500
Monthly cap
Samsung Axis Bank Signature Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Samsung Axis Bank Signature Credit Card Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
Things to Keep in Mind
- fuel spends
- wallet loading
- gold & jewellery
- government services
- education payments
- telecom & utility payments
- rental payments
- insurance services
- financial institutions
- cash advances
- Samsung purchases are excluded from EDGE rewards
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹16,667/mo (₹2,00,004/yr), your ₹500 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Samsung Axis Bank Signature Credit Card Eligibility
Employment type
Pros & Cons
- Excellent card for Samsung smartphone and appliance buyers
- Cashback also valid on EMI purchases
- Lounge access adds strong value for low annual fee
- Welcome EDGE Rewards offset joining fee well
- Good dining and lifestyle partner offers
- Easy annual fee waiver milestone
- Good beginner-friendly lifestyle card
- Best value depends heavily on Samsung purchases
- Cashback has strict monthly and annual caps
- No international lounge access
- Forex markup is high at 3.5%
- Base rewards outside Samsung ecosystem are average
- Lounge access requires spend-based eligibility
- Limited travel and premium lifestyle benefits
Who is this card for?
Samsung users who frequently buy Samsung gadgets online and use Samsung Pay. Good for electronics enthusiasts.
Quick Links
Data last updated 4 Aug 2026
Calculate your exact earnings with Samsung Axis Bank Signature Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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