Axis SuperMoney RuPay
RBI Approved
Secure Payments
Axis Bank
Axis Bank logoAxis Bank

Axis SuperMoney RuPay

Earn rewards and benefits with Axis SuperMoney RuPay.

RuPay
Co-branded
68
CardCheck ScoreGood

Top Category Performance

Beginner & Zero Fee (94/100)

Best for: UPI cashback, everyday cashback spends

Joining Fee

Free

Annual Fee

Free

Reward Rate (%)

1 – 3

Forex Markup

3.5%

Community
(0)
Your Rating

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

27/35

Fee Value & ROI

25/25

Lounge & Perks

4/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category
Zero Fee & Starter
94/100
RuPay UPI Payments
88/100
Cashback Spends
85/100
Online Shopping
84/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Axis SuperMoney RuPay Benefits

3% cashback on eligible UPI spends via super.money app
1% cashback on other eligible spends
No joining or annual fee
Fuel surcharge waiver

Axis SuperMoney RuPay Rewards

How you earn back on every swipe

cashback

Reward type

1% – 3%

Earn rate

0

Per point

₹500

Monthly cap

Axis SuperMoney RuPay Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining feeFree
Annual feeFree
Interest rate (APR)45%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹500)
Forex markup3.5%
Fuel surcharge waiverYes (₹400–₹4000)

Things to Keep in Mind

  • restricted merchant categories
  • rent
  • insurance
  • education
  • utility
  • jewelry
  • wallet loads
  • transactions below ₹100

Card Features

Metal Card
Contactless
UPI Linked
Lifetime Free

🎉 Zero Annual Fee — 100% Net Profit

Axis SuperMoney RuPay has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

Checking sign-in…

Axis SuperMoney RuPay Eligibility

Employment type

SalariedSelf employed

Invite only — You typically need an existing relationship with Axis Bank to get this card.

Pros & Cons

Pros
  • Lifetime free
  • High UPI cashback
  • Simple direct cashback credit
  • UPI card support
Cons
  • Cashback capped on super.money UPI spends under current terms
  • No cashback on restricted merchant categories
  • Foreign currency markup is high at 3.5%

Quick Links

View on bank website

Data last updated 14 Aug 2026

Top Alternatives in this Category

Highly rated alternatives evaluated by our deterministic scoring engine

Deterministic 0–100 Scores
Axis BankScore: 82
+14 pts higher CardCheck Score
ICICI BankScore: 81
+13 pts higher CardCheck Score
Axis BankScore: 80
+12 pts higher CardCheck Score

Popular Comparisons for Axis SuperMoney RuPay

Direct side-by-side MITC term matchups

Side-by-Side

More from Axis Bank

Free Rewards Math Simulator

Calculate your exact earnings with Axis SuperMoney RuPay

Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.

Launch Rewards Calculator