
Axis SuperMoney RuPay
Earn rewards and benefits with Axis SuperMoney RuPay.
Top Category Performance
Beginner & Zero Fee (94/100)
Joining Fee
Free
Annual Fee
Free
Reward Rate (%)
1 – 3
Forex Markup
3.5%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
27/35
Fee Value & ROI
25/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Axis SuperMoney RuPay Benefits
Axis SuperMoney RuPay Rewards
How you earn back on every swipe
cashback
Reward type
1% – 3%
Earn rate
₹0
Per point
₹500
Monthly cap
Axis SuperMoney RuPay Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Things to Keep in Mind
- restricted merchant categories
- rent
- insurance
- education
- utility
- jewelry
- wallet loads
- transactions below ₹100
Card Features
🎉 Zero Annual Fee — 100% Net Profit
Axis SuperMoney RuPay has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Axis SuperMoney RuPay Eligibility
Employment type
Invite only — You typically need an existing relationship with Axis Bank to get this card.
Pros & Cons
- Lifetime free
- High UPI cashback
- Simple direct cashback credit
- UPI card support
- Cashback capped on super.money UPI spends under current terms
- No cashback on restricted merchant categories
- Foreign currency markup is high at 3.5%
Quick Links
Data last updated 14 Aug 2026
Top Alternatives in this Category
Highly rated alternatives evaluated by our deterministic scoring engine
Popular Comparisons for Axis SuperMoney RuPay
Direct side-by-side MITC term matchups


Axis SuperMoney RuPay vs Adani One ICICI Bank Platinum Credit Card
ICICI Bank · ₹750


Axis SuperMoney RuPay vs Amazon Pay ICICI Bank Credit Card
ICICI Bank · Free


Axis SuperMoney RuPay vs American Express SmartEarn Credit Card
American Express · ₹495


Axis SuperMoney RuPay vs AU Altura Plus Credit Card
AU Small Finance Bank · ₹499


Axis SuperMoney RuPay vs AU ixigo Credit Card
AU Small Finance Bank · Free


Axis SuperMoney RuPay vs AU KOSMO Credit Card
AU Small Finance Bank · Free
More from Axis Bank
Calculate your exact earnings with Axis SuperMoney RuPay
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.





