Bandhan Bank Ignite Credit Card
Bandhan Bank Ignite Credit Card offers accelerated rewards on grocery and travel, dining discounts, and quarterly lounge access, with no joining fee but a renewal fee.
Top Category Performance
Travel & Lounge (70/100)
Joining Fee
Free
Annual Fee
₹999
Reward Rate (%)
0.5 – 1
2 pts/₹100 · ₹0.25/pt
Forex Markup
3.5%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
20/35
Fee Value & ROI
20/25
Lounge & Perks
11/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Bandhan Bank Ignite Credit Card Benefits
Bandhan Bank Ignite Credit Card Rewards
How you earn back on every swipe
points
Reward type
0.5% – 1%
Earn rate
2
Points / ₹100
₹0.25
Per point
0 months
Point expiry
Bandhan Bank Ignite Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Bandhan Bank Ignite Credit Card Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
4 per year
International lounge visits
Things to Keep in Mind
- Rent payment
- Wallet load transactions
- Associated processing fees
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
Spend ₹0/mo more (or ₹4 more per year) to waive the renewal fee.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Bandhan Bank Ignite Credit Card Eligibility
Employment type
Pros & Cons
- Stronger base reward earn than the entry-level Sparks card
- 2X rewards on grocery and travel spending
- Up to 4 domestic lounge visits per year
- Up to 4 international lounge visits per year
- Useful ₹500 monthly EazyDiner discount
- ₹30,000 monthly spending can unlock bonus Reward Points
- Nil joining fee
- Good mid-tier option for frequent grocery, travel and dining users
- ₹999 renewal fee applies if annual waiver criteria are not met
- Accelerated rewards are restricted mainly to grocery and travel
- No BookMyShow movie discount
- No golf benefits
- No complimentary concierge service
- No airport meet-and-greet benefit
- No complimentary insurance benefit listed for Ignite
- Fuel surcharge waiver is capped at ₹250 per statement cycle
Who is this card for?
Individuals who spend on dining, groceries, and travel and want lounge access.
Quick Links
Data last updated 11 Sept 2026
Top Alternatives in this Category
Highly rated alternatives evaluated by our deterministic scoring engine
Popular Comparisons for Bandhan Bank Ignite Credit Card
Direct side-by-side MITC term matchups
Bandhan Bank Ignite Credit Card vs ACE Credit Card
Axis Bank · ₹499
Bandhan Bank Ignite Credit Card vs Adani One ICICI Bank Platinum Credit Card
ICICI Bank · ₹750
Bandhan Bank Ignite Credit Card vs Airtel Axis Bank Credit Card
Axis Bank · ₹500
Bandhan Bank Ignite Credit Card vs Amazon Pay ICICI Bank Credit Card
ICICI Bank · Free
Bandhan Bank Ignite Credit Card vs American Express SmartEarn Credit Card
American Express · ₹495
Bandhan Bank Ignite Credit Card vs AU Altura Plus Credit Card
AU Small Finance Bank · ₹499
Calculate your exact earnings with Bandhan Bank Ignite Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.
See CardCheck in your Google Search & AI results
Add as a preferred source to get our credit card updates first.