BOBCARD
BOBCARD Premier Credit Card
Your rating
Community rating
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Rate
2% – 10%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
2% – 10%
Earn rate
2
Points / ₹100
₹0.25
Per point
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
Things to Keep in Mind
- fuel transactions earn no reward points
- select MCCs excluded from rewards
- fuel surcharge GST not reversed
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 5 Reward Points per ₹100 on dining, travel, and international spends
- 2.5 Reward Points per ₹100 on all other eligible retail spends
- 2 complimentary domestic airport lounge visits per quarter via DreamFolks
- Annual fee waived on ₹1.5 lakh annual spend
- 1% fuel surcharge waiver at petrol pumps
- 500 bonus reward points on welcome
- Reward points redeemable as cashback
- No international lounge access
Who is this card for?
Regular diners and occasional travellers who want a mid-range Bank of Baroda card with quarterly lounge access and accelerated rewards on lifestyle categories.
Quick Links
Data last updated 24 Mar 2026