Marriott Bonvoy HDFC Bank Credit Card
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HDFC Bank

Marriott Bonvoy HDFC Bank Credit Card

Visa
Co-branded

Your rating

Community rating

Best for Marriott hotel loyalists — earn Bonvoy points + complimentary night

Joining Fee

₹3,000

Annual Fee

₹3,000

Reward Rate

Forex Markup

3.5%

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Key Benefits

12 complimentary international airport lounge visits per year via Priority Pass
15 Elite Night Credits per year towards status acceleration
1% fuel surcharge waiver on ₹400–₹5,000 transactions
8 Marriott Bonvoy points per ₹150 spent at Marriott properties worldwide
4 Marriott Bonvoy points per ₹150 on all other eligible retail spends
1 free night award certificate per year (category 1–5 Marriott properties)
Complimentary Marriott Bonvoy Silver Elite status

Rewards

How you earn back on every swipe

points

Reward type

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹3,000
Annual fee₹3,000
Interest rate (APR)42%
Cash advance fee2.5% (min ₹500)
Forex markup3.5%
Fuel surcharge waiverYes

Travel & Lounge Access

Airport perks included with this card

3 per quarter

Domestic lounge visits

12 per year

International lounge visits

Priority Pass

Included with this card

Things to Keep in Mind

  • No Bonvoy points on fuel, rent, wallet loading, government transactions, EMI
  • Free night certificate subject to availability and Marriott T&C
  • No Bonvoy points on fuel, rent, wallet loading, government transactions, EMI
  • Free night certificate subject to availability and Marriott T&C

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Eligibility

Age21+ yrs – 65
Min. income₹1,00,000/month

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • Annual fee ₹3,000 — see bank site for waivers.
  • Up to 3 domestic lounge visits per quarter (when included).
  • Up to 12 international lounge visits per year (when included).
  • Priority Pass where bundled with the card.
  • Best for: Marriott hotel loyalists — earn Bonvoy points + complimentary night
  • Frequent Marriott guests who want to accelerate their Bonvoy point accumulation, maintain Silver Elite status, and receive…
  • The Marriott Bonvoy HDFC Bank Credit Card is the dedicated card for Marriott loyalists in India.
  • It earns 8 Marriott Bonvoy points per ₹150 at Marriott properties and 4 Bonvoy points on all other spends.
Cons
  • No Bonvoy points on fuel, rent, wallet loading, government transactions, EMI
  • Free night certificate subject to availability and Marriott T&C
  • High revolving APR — up to ~42% p.a. on balances.
  • ~3.5% forex markup on international spends.
  • Annual fee ₹3,000 with no waiver milestone in our data — verify on bank site.

Who is this card for?

Frequent Marriott guests who want to accelerate their Bonvoy point accumulation, maintain Silver Elite status, and receive a complimentary night stay annually.

Quick Links

View on bank website

Data last updated 24 Mar 2026