What is the annual fee for Tata Neu Infinity HDFC Bank Credit Card?

The annual fee for Tata Neu Infinity HDFC Bank Credit Card is ₹1,499. The fee is waived on annual spend above ₹3,00,000.

What is the joining fee for Tata Neu Infinity HDFC Bank Credit Card?

The one-time joining fee for Tata Neu Infinity HDFC Bank Credit Card is ₹1,499.

What are the rewards and benefits of Tata Neu Infinity HDFC Bank Credit Card?

Tata Neu Infinity HDFC Bank Credit Card earns points rewards. Reward rate ranges from 0.5% to 10%. You earn 1.5 points per ₹100 spent.

What lounge access benefits does Tata Neu Infinity HDFC Bank Credit Card provide?

Tata Neu Infinity HDFC Bank Credit Card provides 2 domestic lounge visits per quarter and 4 international lounge visits per year.

What is the eligibility criteria for Tata Neu Infinity HDFC Bank Credit Card?

To be eligible for Tata Neu Infinity HDFC Bank Credit Card, you need a minimum monthly income of ₹1,00,000.

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HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

Name: Tata Neu Infinity HDFC Bank Credit Card
Brand: HDFC Bank
Price: 1499 INR
Availability: InStock

The Tata Neu Infinity HDFC Bank Credit Card is the premium tier of the Tata Neu co-branded range.

Co-branded

CardCheck ScoreVery Good

Top Category Performance

RuPay UPI Scan & Pay (96/100)

Best for: Tata ecosystem power users — 5% NeuCoins + lounge access

Joining Fee

₹1,499

Annual Fee

₹1,499

Reward Rate (%)

0.5 – 10

Forex Markup

3.5%

Community

(0)

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Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Very GoodScore / 100

Reward Power

35/35

Fee Value & ROI

18/25

Lounge & Perks

18/20

Forex & Access

8/20

Category Strengths Breakdown

Ranked by strongest spend category

RuPay UPI Payments

96/100

Online Shopping

84/100

Travel & Lounge

82/100

Cashback Spends

75/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Tata Neu Infinity HDFC Bank Credit Card Benefits

5% back as NeuCoins on Tata Neu and partner Tata brands (non-EMI)

1.5% back as NeuCoins on other eligible non-UPI spends and merchant EMIs

Up to 1.5% back on UPI (0.5% base + 1% via Tata Neu UPI ID; 500 NeuCoins/month cap)

2 complimentary domestic lounge visits per quarter on ₹50,000 quarterly spend (up to 8/yr)

4 complimentary international lounge visits per year

1% fuel surcharge waiver (₹400–₹5,000 txn; ₹500 cap per statement cycle)

1,499 NeuCoins welcome benefit on first transaction

Insurance: air accident cover ₹1 Cr, overseas hospitalization up to ₹15 lakh, lost card liability up to ₹9 lakh

Tata Neu Infinity HDFC Bank Credit Card Rewards

How you earn back on every swipe

points

Reward type

0.5% – 10%

Earn rate

1.5

Points / ₹100

₹1

Per point

12 months

Point expiry

₹2,500

Monthly cap

Tata Neu Infinity HDFC Bank Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹1,499

Annual fee₹1,499

Fee waiver on annual spend₹3,00,000

Interest-free period50 days

Interest rate (APR)45%

Late payment fee (max)₹1,300

Cash advance fee2.5%

Forex markup3.5%

Fuel surcharge waiverYes (₹400–₹5000)

Tata Neu Infinity HDFC Bank Credit Card Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

4 per year

International lounge visits

Priority Pass

Included with this card

Things to Keep in Mind

Fuel transactions
Wallet/gift card/prepaid loads
Cash advances and card fees/charges
Rental payments
Government transactions
Online skill-based gaming (from 1 Jul 2025)
Education via third-party apps (from 1 Sep 2024)
No additional 5% NeuPass on Tata Pay bill payments, Tanishq, Cult.fit, Air India, Tata Play

Card Features

Metal Card

Contactless

UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹3,00,000/yr

Your Estimated Monthly Spend:₹25,000/mo

Presets:

Annual Fee 100% Waived₹3,00,000 / ₹3,00,000

🎉 Annual renewal fee 100% waived! At ₹25,000/mo (₹3,00,000/yr), your ₹1,499 fee drops to ₹0.

Gross Rewards+₹30,000

Effective Fee₹0 (Waived)

Net Profit/Yr+₹30,000

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Tata Neu Infinity HDFC Bank Credit Card Eligibility

Age21+ yrs – 65

Min. income₹1,00,000/month

CIBIL score720+

Employment type

SalariedSelf employed

Pros & Cons

Pros

Annual fee ₹1,499 waived on ₹300,000 annual spend.
About 0.5%–10% reward points on eligible spends (caps apply).
Up to 2 domestic lounge visits per quarter (when included).
Up to 4 international lounge visits per year (when included).
Priority Pass where bundled with the card.
Best for: Tata ecosystem power users — 5% NeuCoins + lounge access
Frequent Tata Neu users who also travel domestically or internationally a few times per year.
The Tata Neu Infinity HDFC Bank Credit Card is the premium tier of the Tata Neu co-branded range.

Cons

Fuel transactions
Wallet/gift card/prepaid loads
Cash advances and card fees/charges
Rental payments
Government transactions
Online skill-based gaming (from 1 Jul 2025)
Education via third-party apps (from 1 Sep 2024)
No additional 5% NeuPass on Tata Pay bill payments, Tanishq, Cult.fit, Air India, Tata Play

Who is this card for?

Frequent Tata Neu users who also travel domestically or internationally a few times per year. The combination of Tata rewards and lounge access makes it a strong all-rounder in the co-branded segment.