Tata Neu Infinity HDFC Bank Credit Card
The Tata Neu Infinity HDFC Bank Credit Card is the premium tier of the Tata Neu co-branded range.
RuPay UPI Scan & Pay Fit Score
96/100
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Rate (%)
0.5 – 10
1.5 pts/₹100 · ₹1/pt
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
35/35
Fee Value & ROI
18/25
Lounge & Perks
18/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Tata Neu Infinity HDFC Bank Credit Card Benefits
Tata Neu Infinity HDFC Bank Credit Card Rewards
How you earn back on every swipe
points
Reward type
0.5% – 10%
Earn rate
1.5
Points / ₹100
₹1
Per point
12 months
Point expiry
₹2,500
Monthly cap
Tata Neu Infinity HDFC Bank Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Tata Neu Infinity HDFC Bank Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
4 per year
International lounge visits
Priority Pass
Included with this card
Things to Keep in Mind
- Fuel transactions
- Wallet/gift card/prepaid loads
- Cash advances and card fees/charges
- Rental payments
- Government transactions
- Online skill-based gaming (from 1 Jul 2025)
- Education via third-party apps (from 1 Sep 2024)
- No additional 5% NeuPass on Tata Pay bill payments, Tanishq, Cult.fit, Air India, Tata Play
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹25,000/mo (₹3,00,000/yr), your ₹1,499 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Tata Neu Infinity HDFC Bank Credit Card Eligibility
Employment type
Pros & Cons
- Annual fee ₹1,499 waived on ₹300,000 annual spend.
- About 0.5%–10% reward points on eligible spends (caps apply).
- Up to 2 domestic lounge visits per quarter (when included).
- Up to 4 international lounge visits per year (when included).
- Priority Pass where bundled with the card.
- Best for: Tata ecosystem power users — 5% NeuCoins + lounge access
- Frequent Tata Neu users who also travel domestically or internationally a few times per year.
- The Tata Neu Infinity HDFC Bank Credit Card is the premium tier of the Tata Neu co-branded range.
- Fuel transactions
- Wallet/gift card/prepaid loads
- Cash advances and card fees/charges
- Rental payments
- Government transactions
- Online skill-based gaming (from 1 Jul 2025)
- Education via third-party apps (from 1 Sep 2024)
- No additional 5% NeuPass on Tata Pay bill payments, Tanishq, Cult.fit, Air India, Tata Play
Who is this card for?
Frequent Tata Neu users who also travel domestically or internationally a few times per year. The combination of Tata rewards and lounge access makes it a strong all-rounder in the co-branded segment.
Quick Links
Data last updated 14 Aug 2026
Calculate your exact earnings with Tata Neu Infinity HDFC Bank Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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