What is the annual fee for HDFC Pixel Play Credit Card?

The annual fee for HDFC Pixel Play Credit Card is ₹500. The fee is waived on annual spend above ₹1,00,000.

What is the joining fee for HDFC Pixel Play Credit Card?

The one-time joining fee for HDFC Pixel Play Credit Card is ₹500.

What are the rewards and benefits of HDFC Pixel Play Credit Card?

HDFC Pixel Play Credit Card earns cashback rewards. Reward rate ranges from 1% to 5%.

What is the eligibility criteria for HDFC Pixel Play Credit Card?

To be eligible for HDFC Pixel Play Credit Card, you need a minimum monthly income of ₹25,000.

What is the monthly cashback limit on HDFC Pixel Play credit card?

HDFC Pixel Play caps cashback at 500 CashPoints per month for each of your two chosen 5% merchants (max 1,000 CashPoints per month total).

Does HDFC Pixel Play credit card offer airport lounge access?

No, the HDFC Pixel Play credit card does not offer complimentary domestic or international airport lounge access.

Is HDFC Pixel Play better than HDFC Millennia?

HDFC Millennia offers 5% cashback on a fixed list of top merchants (Amazon, Swiggy, Flipkart) with a ₹1,000 fee, while Pixel Play lets you customize 2 merchants for a ₹500 fee. Millennia is better for heavier spenders.

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HDFC Bank

HDFC Pixel Play Credit Card

Name: HDFC Pixel Play Credit Card
Brand: HDFC Bank
Price: 500 INR
Availability: InStock

Earn rewards and benefits with HDFC Pixel Play Credit Card.

Regular

CardCheck ScoreVery Good

Top Category Performance

Cashback (95/100)

Best for: cashback on chosen merchant packs, digital-first card management, UPI spends on RuPay variant

Joining Fee

₹500

Annual Fee

₹500

Reward Rate (%)

1 – 5

Forex Markup

3.5%

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(0)

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Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Very GoodScore / 100

Reward Power

34/35

Fee Value & ROI

24/25

Lounge & Perks

4/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category

Cashback Spends

95/100

RuPay UPI Payments

88/100

Zero Fee & Starter

85/100

Online Shopping

84/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

HDFC Pixel Play Credit Card Benefits

5% cashback on any 2 customizable merchant packs (up to 500 CashPoints per pack per month)

Choose from Dining, Travel, Grocery, Fashion, or Electronics merchant packs

3% cashback on one selected e-commerce platform (Amazon, Flipkart, or PayZapp), capped at 500 CashPoints per month

5% cashback on SmartBuy spends, capped at 500 CashPoints per month

Unlimited 1% cashback on other eligible retail spends

1% cashback on UPI transactions with the RuPay variant

Cashback is earned as PIXEL CashPoints and managed entirely through the PayZapp app

HDFC Pixel Play Credit Card Rewards

How you earn back on every swipe

cashback

Reward type

1% – 5%

Earn rate

₹1

Per point

24 months

Point expiry

₹2,000

Monthly cap

HDFC Pixel Play Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹500

Annual fee₹500

Fee waiver on annual spend₹1,00,000

Interest-free period50 days

Interest rate (APR)45%

Late payment fee (max)₹1,300

Cash advance fee2.5% (min ₹500)

Forex markup3.5%

Fuel surcharge waiverYes (₹400–₹5000)

Things to Keep in Mind

cashback is limited to selected brand packs and e-commerce choices
UPI cashback applies only on RuPay variant
fuel waiver excludes very small and large fuel transactions outside the stated band