HDFC Pixel Play Credit Card
Earn rewards and benefits with HDFC Pixel Play Credit Card.
Cashback Fit Score
95/100
Joining Fee
₹500
Annual Fee
₹500
Reward Rate (%)
1 – 5
Statement credit
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
34/35
Fee Value & ROI
24/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
HDFC Pixel Play Credit Card Benefits
HDFC Pixel Play Credit Card Rewards
How you earn back on every swipe
cashback
Reward type
1% – 5%
Earn rate
₹2,000
Monthly cap
24 months
Point expiry
₹2,000
Monthly cap
HDFC Pixel Play Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Things to Keep in Mind
- cashback is limited to selected brand packs and e-commerce choices
- UPI cashback applies only on RuPay variant
- fuel waiver excludes very small and large fuel transactions outside the stated band
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
Spend ₹0/mo more (or ₹4 more per year) to waive the renewal fee.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
HDFC Pixel Play Credit Card Eligibility
Employment type
Pros & Cons
- Customizable cashback categories based on spending habits
- Strong 5% cashback on selected merchant packs
- Unlimited 1% cashback on general spends
- Annual fee waiver at ₹1 lakh annual spends
- Additional cashback on Amazon, Flipkart, or PayZapp
- UPI cashback available on the RuPay variant
- Fully digital card management through PayZapp
- Good cashback card for online shoppers
- No complimentary airport lounge access
- Cashback on bonus categories is capped monthly
- High forex markup of 3.5%
- Cashback is limited to selected merchants rather than broad categories
- No travel, golf, or premium lifestyle benefits
- No milestone spend rewards
- Requires PayZapp for complete card management
- Rent, wallet loads, fuel, and several other transactions do not earn cashback
Quick Links
Data last updated 11 Aug 2026
Calculate your exact earnings with HDFC Pixel Play Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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