ICICI BankICICI Bank Accelero Credit Card
The ICICI Bank Accelero Credit Card targets frequent travellers on a budget, offering 2.
Top Category Performance
Cashback (85/100)
Joining Fee
₹499
Annual Fee
₹499
Reward Rate (%)
2
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
22/25
Lounge & Perks
11/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
ICICI Bank Accelero Credit Card Benefits
ICICI Bank Accelero Credit Card Rewards
How you earn back on every swipe
cashback
Reward type
2%
Earn rate
2
Points / ₹100
₹200
Monthly cap
ICICI Bank Accelero Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
ICICI Bank Accelero Credit Card Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- cash advances
- fuel transactions for reward points
- EMI/BT/PLCC transactions
- late fees and charges
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹10,417/mo (₹1,25,004/yr), your ₹499 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
ICICI Bank Accelero Credit Card Eligibility
Employment type
Pros & Cons
- Good automobile-focused lifestyle credit card
- Useful roadside assistance and car-care benefits
- Fuel cashback improves value for daily commuters
- Includes movie discounts and lounge access
- Annual fee is relatively low
- Good option for car owners and auto enthusiasts
- Beginner-friendly rewards structure
- Reward rate outside fuel and auto benefits is average
- Best value depends heavily on HPCL fuel usage
- Lounge access comes with spend conditions
- Forex markup is relatively high for international spends
- Reward redemption value is modest
- Limited travel and premium lifestyle benefits
- Some reports suggest the card may be discontinued/replaced for new users
Who is this card for?
Budget-conscious travellers who book flights and hotels online 4–8 times a year and want cashback on those bookings without paying a premium annual fee.
Quick Links
Data last updated 14 Aug 2026
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Calculate your exact earnings with ICICI Bank Accelero Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.