ICICI Bank
ICICI Bank Accelero Credit Card
Your rating
Community rating
Joining Fee
₹499
Annual Fee
₹499
Reward Rate
2%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
cashback
Reward type
2%
Earn rate
2
Points / ₹100
₹200
Monthly cap
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Things to Keep in Mind
- cash advances
- fuel transactions for reward points
- EMI/BT/PLCC transactions
- late fees and charges
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- Good automobile-focused lifestyle credit card
- Useful roadside assistance and car-care benefits
- Fuel cashback improves value for daily commuters
- Includes movie discounts and lounge access
- Annual fee is relatively low
- Good option for car owners and auto enthusiasts
- Beginner-friendly rewards structure
- Reward rate outside fuel and auto benefits is average
- Best value depends heavily on HPCL fuel usage
- Lounge access comes with spend conditions
- Forex markup is relatively high for international spends
- Reward redemption value is modest
- Limited travel and premium lifestyle benefits
- Some reports suggest the card may be discontinued/replaced for new users
Who is this card for?
Budget-conscious travellers who book flights and hotels online 4–8 times a year and want cashback on those bookings without paying a premium annual fee.
Quick Links
Data last updated 24 Mar 2026