Adani One ICICI Bank Platinum Credit Card
RBI Approved
Secure Payments
ICICI Bank
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Adani One ICICI Bank Platinum Credit Card

The Adani One ICICI Bank Platinum Credit Card rewards users of the Adani One travel platform with 3% Adani One Miles on Adani One app bookings (flights, hotels, Adani properties) and 0.

Visa
Co-branded
72
CardCheck ScoreVery Good

Top Category Performance

Travel & Lounge (82/100)

Best for: Adani One travel bookings — flights, hotels & Adani properties

Joining Fee

₹750

Annual Fee

₹750

Reward Rate (%)

0.5 – 3

Forex Markup

3.5%

Community
(0)
Your Rating

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

27/35

Fee Value & ROI

18/25

Lounge & Perks

15/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category
Travel & Lounge
82/100
Cashback Spends
75/100
Premium Privileges
74/100
Online Shopping
72/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Adani One ICICI Bank Platinum Credit Card Benefits

Up to 3% Adani Reward Points on Adani One spends, airports, utilities & Adani ecosystem transactions
1.5% Adani Reward Points on international spends
1% Adani Reward Points on other eligible domestic spends
₹2,000 flight voucher on ₹10,000 spends within 60 days
₹1,000 hotel voucher on card activation
8 complimentary domestic airport lounge visits per year (2 per quarter)
4 complimentary airport porter services yearly on spend milestones
2 premium parking + 2 valet parking services yearly
25% off on BookMyShow movie tickets (up to ₹100, twice monthly)
Annual fee waiver on ₹3 lakh annual spends

Adani One ICICI Bank Platinum Credit Card Rewards

How you earn back on every swipe

points

Reward type

0.5% – 3%

Earn rate

1

Points / ₹100

Adani One ICICI Bank Platinum Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹750
Annual fee₹750
Fee waiver on annual spend₹3,00,000
Interest-free period50 days
Interest rate (APR)45%
Late payment fee (max)₹1,200
Cash advance fee2.5% (min ₹500)
Over-limit fee2.5%
Forex markup3.5%
Fuel surcharge waiverYes (₹500–₹4000)

Finance charge up to 3.75% per month (45% p.a.) applies on cash withdrawals and revolving balances if minimum due is paid; retail APR band is typically lower — see ICICI MITC for slab-wise rates. Late payment fees are slab-based from ₹100 up to ₹1,300 by outstanding amount.

Adani One ICICI Bank Platinum Credit Card Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

  • No reward points on cash advances
  • No reward points on fuel transactions
  • No reward points on rent payments
  • No reward points on interest or service charges
  • No reward points on late payment or other fees
  • No reward points on EMI transactions
  • No reward points on balance transfer or PLCC
  • No reward points on gambling spends
  • No reward points on commercial or business transactions

Card Features

Metal Card
Contactless
UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: 3,00,000/yr
25,000/mo
Presets:
Annual Fee 100% Waived3,00,000 / ₹3,00,000

🎉 Annual renewal fee 100% waived! At ₹25,000/mo (₹3,00,000/yr), your ₹750 fee drops to ₹0.

Gross Rewards+₹9,000
Effective Fee₹0 (Waived)
Net Profit/Yr+₹9,000

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Adani One ICICI Bank Platinum Credit Card Eligibility

Age21+ yrs – 70
Min. income₹20,000/month
CIBIL score700+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • Strong airport-linked travel benefits for the fee segment
  • Good rewards inside Adani ecosystem
  • Useful domestic lounge and airport assistance benefits
  • International spends earn better rewards than many entry-level cards
  • Welcome vouchers provide strong first-year value
  • Good option for frequent domestic flyers
  • Annual fee is relatively affordable for travel benefits offered
Cons
  • Best value depends heavily on Adani ecosystem usage
  • Reward redemption limited mainly to Adani One platform
  • No international lounge access
  • Forex markup is relatively high despite international rewards
  • Airport benefits are strongest only at Adani-managed airports
  • Annual fee waiver milestone is moderately high
  • Reward exclusions apply on fuel, rent, wallet loads, and some utility categories

Who is this card for?

Frequent travellers who book through Adani One's app for domestic flights and hotels. A good choice if you have an Adani One account and want to earn miles on travel spending.

Quick Links

View on bank website

Data last updated 10 Aug 2026

Top Alternatives in this Category

Highly rated alternatives evaluated by our deterministic scoring engine

Deterministic 0–100 Scores
HSBC BankScore: 91
+19 pts higher CardCheck Score
IDFC FIRST BankScore: 91
+19 pts higher CardCheck Score
IDFC FIRST BankScore: 88
+16 pts higher CardCheck Score

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