ICICI Bank
Adani One ICICI Bank Platinum Credit Card
Your rating
Community rating
Joining Fee
₹750
Annual Fee
₹750
Reward Rate
0.5% – 3%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.5% – 3%
Earn rate
1
Points / ₹100
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Finance charge up to 3.75% per month (45% p.a.) applies on cash withdrawals and revolving balances if minimum due is paid; retail APR band is typically lower — see ICICI MITC for slab-wise rates. Late payment fees are slab-based from ₹100 up to ₹1,300 by outstanding amount.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
Things to Keep in Mind
- No reward points on cash advances
- No reward points on fuel transactions
- No reward points on rent payments
- No reward points on interest or service charges
- No reward points on late payment or other fees
- No reward points on EMI transactions
- No reward points on balance transfer or PLCC
- No reward points on gambling spends
- No reward points on commercial or business transactions
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- Strong airport-linked travel benefits for the fee segment
- Good rewards inside Adani ecosystem
- Useful domestic lounge and airport assistance benefits
- International spends earn better rewards than many entry-level cards
- Welcome vouchers provide strong first-year value
- Good option for frequent domestic flyers
- Annual fee is relatively affordable for travel benefits offered
- Best value depends heavily on Adani ecosystem usage
- Reward redemption limited mainly to Adani One platform
- No international lounge access
- Forex markup is relatively high despite international rewards
- Airport benefits are strongest only at Adani-managed airports
- Annual fee waiver milestone is moderately high
- Reward exclusions apply on fuel, rent, wallet loads, and some utility categories
Who is this card for?
Frequent travellers who book through Adani One's app for domestic flights and hotels. A good choice if you have an Adani One account and want to earn miles on travel spending.
Quick Links
Data last updated 24 Mar 2026