What is the annual fee for ICICI Bank HPCL Super Saver Credit Card?

The annual fee for ICICI Bank HPCL Super Saver Credit Card is ₹500. The fee is waived on annual spend above ₹1,50,000.

What is the joining fee for ICICI Bank HPCL Super Saver Credit Card?

The one-time joining fee for ICICI Bank HPCL Super Saver Credit Card is ₹500.

What are the rewards and benefits of ICICI Bank HPCL Super Saver Credit Card?

ICICI Bank HPCL Super Saver Credit Card earns hybrid rewards. Reward rate ranges from 2% to 5%. You earn 2 points per ₹100 spent.

What lounge access benefits does ICICI Bank HPCL Super Saver Credit Card provide?

ICICI Bank HPCL Super Saver Credit Card provides 1 domestic lounge visits per quarter and 0 international lounge visits per year.

What is the eligibility criteria for ICICI Bank HPCL Super Saver Credit Card?

To be eligible for ICICI Bank HPCL Super Saver Credit Card, you need a minimum monthly income of ₹20,000.

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ICICI Bank

ICICI Bank HPCL Super Saver Credit Card

Name: ICICI Bank HPCL Super Saver Credit Card
Brand: ICICI Bank
Price: 500 INR
Availability: InStock

The ICICI Bank HPCL Super Saver Credit Card is designed for vehicle owners who fuel up at HP petrol pumps.

Co-branded

CardCheck ScoreVery Good

Top Category Performance

Fuel & Petrol (92/100)

Best for: HPCL fuel buyers — maximum savings on petrol pump spends

Joining Fee

₹500

Annual Fee

₹500

Reward Rate (%)

2 – 5

Forex Markup

3.5%

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Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Very GoodScore / 100

Reward Power

34/35

Fee Value & ROI

22/25

Lounge & Perks

11/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category

Fuel & Petrol

92/100

RuPay UPI Payments

88/100

Zero Fee & Starter

85/100

Online Shopping

84/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

ICICI Bank HPCL Super Saver Credit Card Benefits

Up to 5% savings on HPCL fuel spends (4% cashback + 1% fuel surcharge waiver)

Additional 1.5% value back on fuel payments made via HP Pay app

5% rewards on utility bills and departmental store spends (capped monthly)

2 Reward Points per ₹100 on other eligible retail spends

2,000 welcome Reward Points on fee payment and activation

1 complimentary domestic airport lounge visit per quarter on spend eligibility

25% discount on BookMyShow & INOX tickets (up to ₹100, twice monthly)

Complimentary 24×7 roadside assistance services

Annual fee waiver on ₹1.5 lakh annual spends

1 Reward Point = ₹0.25 redemption value

ICICI Bank HPCL Super Saver Credit Card Rewards

How you earn back on every swipe

hybrid

Reward type

2% – 5%

Earn rate

Points / ₹100

₹0.25

Per point

₹300

Monthly cap

ICICI Bank HPCL Super Saver Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹500

Annual fee₹500

Fee waiver on annual spend₹1,50,000

Interest-free period50 days

Interest rate (APR)45%

Late payment fee (max)₹1,300

Cash advance fee2.5% (min ₹500)

Over-limit fee2.5%

Forex markup3.5%

Fuel surcharge waiverYes (₹400–₹4000)

ICICI Bank HPCL Super Saver Credit Card Lounge Access

Airport perks included with this card

1 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

cash advances
fuel transactions for reward points
EMI transactions
balance transfer
personal loan on credit cards
joining fee and renewal fee
late payment charges

Card Features

Metal Card

Contactless

UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹1,50,000/yr

Your Estimated Monthly Spend:₹12,500/mo

Presets:

Annual Fee 100% Waived₹1,50,000 / ₹1,50,000

🎉 Annual renewal fee 100% waived! At ₹12,500/mo (₹1,50,000/yr), your ₹500 fee drops to ₹0.

Gross Rewards+₹7,500

Effective Fee₹0 (Waived)

Net Profit/Yr+₹7,500

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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ICICI Bank HPCL Super Saver Credit Card Eligibility

Age21+ yrs – 65

Min. income₹20,000/month

CIBIL score700+

Employment type

SalariedSelf employed

Pros & Cons

Pros

Strong entry-level fuel credit card for HPCL users
Additional HP Pay rewards improve effective fuel savings
Good rewards on utility and departmental store spends
Includes lounge access and movie benefits at low annual fee
Complimentary roadside assistance is genuinely useful
Annual fee waiver milestone is achievable
Good beginner-friendly fuel and daily spends card

Cons

fuel transactions for reward points
EMI transactions
balance transfer
personal loan on credit cards
joining fee and renewal fee
late payment charges
High revolving APR — up to ~45% p.a. on balances.
Rewards capped around ₹300/month on categories.Fuel cashback has relatively low monthly caps
Best value depends heavily on HPCL fuel usage
Reward redemption value is relatively low
Lounge access requires quarterly spend milestones
Forex markup is high for international spending
Reward exclusions apply on fuel surcharge, EMI, wallet loads & rent
Lower overall value than premium fuel cards like BPCL Octane for heavy fuel spenders