ICICI Bank HPCL Super Saver Credit Card
The ICICI Bank HPCL Super Saver Credit Card is designed for vehicle owners who fuel up at HP petrol pumps.
Cashback Fit Score
90/100
Joining Fee
₹500
Annual Fee
₹500
Reward Rate (%)
1 – 4
Statement credit
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
31/35
Fee Value & ROI
22/25
Lounge & Perks
11/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
ICICI Bank HPCL Super Saver Credit Card Benefits
ICICI Bank HPCL Super Saver Credit Card Rewards
How you earn back on every swipe
cashback
Reward type
1% – 4%
Earn rate
₹200
Monthly cap
₹200
Monthly cap
ICICI Bank HPCL Super Saver Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
ICICI Bank HPCL Super Saver Credit Card Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
Things to Keep in Mind
- cash advances
- fuel transactions for reward points
- EMI transactions
- balance transfer
- personal loan on credit cards
- joining fee and renewal fee
- late payment charges
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹12,500/mo (₹1,50,000/yr), your ₹500 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
ICICI Bank HPCL Super Saver Credit Card Eligibility
Employment type
Pros & Cons
- Strong entry-level fuel credit card for HPCL users
- Additional HP Pay rewards improve effective fuel savings
- Good rewards on utility and departmental store spends
- Includes lounge access and movie benefits at low annual fee
- Complimentary roadside assistance is genuinely useful
- Annual fee waiver milestone is achievable
- Good beginner-friendly fuel and daily spends card
- fuel transactions for reward points
- EMI transactions
- balance transfer
- personal loan on credit cards
- joining fee and renewal fee
- late payment charges
- High revolving APR — up to ~45% p.a. on balances.
- Rewards capped around ₹300/month on categories.Fuel cashback has relatively low monthly caps
- Best value depends heavily on HPCL fuel usage
- Reward redemption value is relatively low
- Lounge access requires quarterly spend milestones
- Forex markup is high for international spending
- Reward exclusions apply on fuel surcharge, EMI, wallet loads & rent
- Lower overall value than premium fuel cards like BPCL Octane for heavy fuel spenders
Who is this card for?
Commuters and vehicle owners who regularly fuel at HPCL petrol pumps. Best for monthly fuel spending of ₹5,000–₹20,000 at HP outlets.
Quick Links
Data last updated 4 Sept 2026
Calculate your exact earnings with ICICI Bank HPCL Super Saver Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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