ICICI BankMakeMyTrip ICICI Bank Credit Card
The MakeMyTrip ICICI Bank Credit Card is built for frequent MMT travellers, offering 6% back on MMT hotel bookings, 4% on MMT domestic flights, 2% on dining, and 1% on all other spends — all as MyCash redeemable on MMT.
Top Category Performance
Travel & Lounge (94/100)
Joining Fee
₹999
Annual Fee
₹999
Reward Rate (%)
1 – 6
Forex Markup
0.99%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
34/35
Fee Value & ROI
18/25
Lounge & Perks
11/20
Forex & Access
14/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
MakeMyTrip ICICI Bank Credit Card Benefits
MakeMyTrip ICICI Bank Credit Card Rewards
How you earn back on every swipe
points
Reward type
1% – 6%
Earn rate
MakeMyTrip ICICI Bank Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
MakeMyTrip ICICI Bank Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
1 per year
International lounge visits
Things to Keep in Mind
- High cashback only on MMT platform bookings
- MyCash redeemable only on MakeMyTrip — not transferable
- No cashback on fuel, EMI, wallet loading, rent
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹25,000/mo (₹3,00,000/yr), your ₹999 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
MakeMyTrip ICICI Bank Credit Card Eligibility
Employment type
Pros & Cons
- Good co-branded travel card for frequent MakeMyTrip users
- Useful savings on flights, hotels, and holiday bookings
- MyCash rewards integrate directly into MakeMyTrip ecosystem
- Travel-focused perks provide better value than basic cashback cards for travelers
- Lounge access improves overall travel experience
- Value is heavily tied to MakeMyTrip ecosystem usage
- Reward redemption flexibility is lower than transferable travel points systems
- Reward rates outside travel spends are relatively average
- Different variants have different benefit structures, which may confuse users
- Annual fee may not justify value for infrequent travelers
Who is this card for?
Frequent domestic travellers who book hotels and flights through MakeMyTrip. Also suitable for diners who want to earn travel credit on everyday restaurant spending.
Quick Links
Data last updated 11 Aug 2026
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Calculate your exact earnings with MakeMyTrip ICICI Bank Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.