ICICI Bank
MakeMyTrip ICICI Bank Credit Card
Your rating
Community rating
Joining Fee
₹999
Annual Fee
₹999
Reward Rate
1% – 6%
Forex Markup
0.99%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
1% – 6%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
1 per year
International lounge visits
Things to Keep in Mind
- High cashback only on MMT platform bookings
- MyCash redeemable only on MakeMyTrip — not transferable
- No cashback on fuel, EMI, wallet loading, rent
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- Good co-branded travel card for frequent MakeMyTrip users
- Useful savings on flights, hotels, and holiday bookings
- MyCash rewards integrate directly into MakeMyTrip ecosystem
- Travel-focused perks provide better value than basic cashback cards for travelers
- Lounge access improves overall travel experience
- Value is heavily tied to MakeMyTrip ecosystem usage
- Reward redemption flexibility is lower than transferable travel points systems
- Reward rates outside travel spends are relatively average
- Different variants have different benefit structures, which may confuse users
- Annual fee may not justify value for infrequent travelers
Who is this card for?
Frequent domestic travellers who book hotels and flights through MakeMyTrip. Also suitable for diners who want to earn travel credit on everyday restaurant spending.
Quick Links
Data last updated 24 Mar 2026