ICICI BankICICI Bank Rubyx Credit Card
Earn rewards and benefits with ICICI Bank Rubyx Credit Card.
Top Category Performance
Premium Privileges (74/100)
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate (%)
2
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
14/25
Lounge & Perks
11/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
ICICI Bank Rubyx Credit Card Benefits
ICICI Bank Rubyx Credit Card Rewards
How you earn back on every swipe
points
Reward type
2%
Earn rate
₹0.25
Per point
ICICI Bank Rubyx Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
ICICI Bank Rubyx Credit Card Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
0 per year
International lounge visits
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹41,667/mo (₹5,00,004/yr), your ₹3,000 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
ICICI Bank Rubyx Credit Card Eligibility
Quick Links
Data last updated 14 Aug 2026
Top Alternatives in this Category
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Popular Comparisons for ICICI Bank Rubyx Credit Card
Direct side-by-side MITC term matchups
ICICI Bank Rubyx Credit Card vs American Express Membership Rewards Credit Card
American Express · ₹4,500
ICICI Bank Rubyx Credit Card vs Axis Bank Privilege Credit Card
Axis Bank · ₹1,500
ICICI Bank Rubyx Credit Card vs Axis Bank Select Credit Card
Axis Bank · ₹3,000
ICICI Bank Rubyx Credit Card vs Axis Bank Vistara Credit Card
Axis Bank · ₹1,500
ICICI Bank Rubyx Credit Card vs BOBCARD Eterna Credit Card
BOBCARD · ₹2,499
ICICI Bank Rubyx Credit Card vs Club Vistara SBI Card PRIME
SBI Card · ₹2,999
More from ICICI Bank
Calculate your exact earnings with ICICI Bank Rubyx Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.