IndusInd Bank
IndusInd Platinum Aura Edge Credit Card
Your rating
Community rating
Joining Fee
Free
Annual Fee
Free
Reward Rate
0.5% – 1.5%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.5% – 1.5%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- No complimentary lounge access
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Pros & Cons
- Completely lifetime free credit card
- Flexible reward plans based on spending habits
- Better weekend rewards than many entry-level cards
- Reward Points never expire
- Good beginner-friendly lifestyle card
- Fuel surcharge waiver adds everyday value
- Decent option for moderate spenders
- Base reward rate is relatively low
- No airport lounge access
- Forex markup is high for international spending
- Reward structure can feel confusing initially
- Best rewards limited to selected categories/plans
- Reward redemption value is average
- Limited travel and premium lifestyle benefits
Who is this card for?
First-time credit card users or those looking for a zero-fee daily-use card covering dining, shopping, and entertainment without any annual cost.
Quick Links
Data last updated 24 Mar 2026