IndusInd Bank Avios Visa Infinite Credit Card
The IndusInd Bank Avios Visa Infinite Credit Card is India's co-branded card with British Airways Executive Club.
Premium Privileges Fit Score
88/100
Joining Fee
₹5,000
Annual Fee
₹5,000
Reward Rate (%)
0.5 – 3
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
27/35
Fee Value & ROI
18/25
Lounge & Perks
15/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
IndusInd Bank Avios Visa Infinite Credit Card Benefits
IndusInd Bank Avios Visa Infinite Credit Card Rewards
How you earn back on every swipe
miles
Reward type
0.5% – 3%
Earn rate
IndusInd Bank Avios Visa Infinite Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
IndusInd Bank Avios Visa Infinite Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Low forex markup fee only at selected locations
- High spend threshold for milestone benefits
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹41,667/mo (₹5,00,004/yr), your ₹5,000 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
IndusInd Bank Avios Visa Infinite Credit Card Eligibility
Pros & Cons
- One of the few India cards directly earning Avios points
- Choice between British Airways Club and Qatar Airways Privilege Club
- Strong international travel rewards structure
- Low 1.5% forex markup on preferred destinations
- Good domestic and international lounge access
- Milestone bonuses significantly boost reward earnings
- Valuable for frequent Qatar Airways and British Airways flyers
- High joining fee of ₹40,000 + GST
- Best value depends heavily on Avios redemptions
- Reward structure is relatively complex for beginners
- Domestic spend rewards are not very attractive compared to premium travel cards
- Limited appeal for users who don't fly British Airways or Qatar Airways frequently
- Milestone benefits require high spending levels
- Airline loyalty program knowledge is needed to maximize value
- Premium cards like Infinia or Atlas may offer more flexible travel rewards for many users
Who is this card for?
Frequent international travellers who fly British Airways or its oneworld alliance partners and want to earn Avios on Indian daily spending.
Quick Links
Data last updated 12 Aug 2026
Calculate your exact earnings with IndusInd Bank Avios Visa Infinite Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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