IndusInd Bank Avios Visa Infinite Credit Card
IndusInd Bank logo

IndusInd Bank

IndusInd Bank Avios Visa Infinite Credit Card

Visa
Co-branded

Your rating

Community rating

Best for British Airways loyalists — earn Avios miles on every spend in India

Joining Fee

₹5,000

Annual Fee

₹5,000

Reward Rate

0.5% – 3%

Forex Markup

3.5%

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

Key Benefits

20,000 bonus Avios as welcome benefit on joining fee payment
Earn up to 6 Avios per ₹200 on preferred international destination spends
Earn 5 Avios per ₹200 on Qatar Airways or British Airways bookings
Earn up to 36,000 bonus Avios annually through spend milestones
Low 1.5% forex markup on selected international destinations
8 domestic lounge visits per year (2 per quarter)
8 international lounge visits per year via Priority Pass (2 per quarter)
Complimentary Priority Pass membership included
Up to 10% discount on Qatar Airways bookings with dedicated promo code

Rewards

How you earn back on every swipe

miles

Reward type

0.5% – 3%

Earn rate

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹5,000
Annual fee₹5,000
Fee waiver on annual spend₹5,00,000
Interest-free period50 days
Interest rate (APR)42%
Late payment fee (max)₹1,300
Over-limit fee2.5%
Forex markup3.5%
Fuel surcharge waiverYes (₹400–₹4000)

Travel & Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

0 per year

International lounge visits

DreamFolks

Lounge access via DreamFolks

Things to Keep in Mind

  • Low forex markup fee only at selected locations
  • High spend threshold for milestone benefits

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

Checking sign-in…

Eligibility

Age21+ yrs – 65
Min. income₹75,000/month
CIBIL score750+

Pros & Cons

Pros
  • One of the few India cards directly earning Avios points
  • Choice between British Airways Club and Qatar Airways Privilege Club
  • Strong international travel rewards structure
  • Low 1.5% forex markup on preferred destinations
  • Good domestic and international lounge access
  • Milestone bonuses significantly boost reward earnings
  • Valuable for frequent Qatar Airways and British Airways flyers
Cons
  • High joining fee of ₹40,000 + GST
  • Best value depends heavily on Avios redemptions
  • Reward structure is relatively complex for beginners
  • Domestic spend rewards are not very attractive compared to premium travel cards
  • Limited appeal for users who don't fly British Airways or Qatar Airways frequently
  • Milestone benefits require high spending levels
  • Airline loyalty program knowledge is needed to maximize value
  • Premium cards like Infinia or Atlas may offer more flexible travel rewards for many users

Who is this card for?

Frequent international travellers who fly British Airways or its oneworld alliance partners and want to earn Avios on Indian daily spending.

Quick Links

View on bank website

Data last updated 24 Mar 2026

All IndusInd Bank credit cards →Best Reward CardsCards with Lounge AccessBest Travel CardsBest Fuel Cards