IndusInd Bank
IndusInd Bank Crest Credit Card
Your rating
Community rating
Joining Fee
₹50,000
Annual Fee
₹50,000
Reward Rate
1% – 5%
Forex Markup
0%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
1% – 5%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Invitation only card
- Not available on Paisabazaar.com
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Invite only — You typically need an existing relationship with IndusInd Bank to get this card.
Pros & Cons
- Strong premium travel and lifestyle card
- Excellent golf benefits with 3 games and 3 lessons monthly
- Good domestic and international lounge access
- Low 1.8% forex markup is better than most premium cards
- Weekend reward rate is double the weekday rate
- High insurance coverage and travel protections
- Good movie and entertainment benefits
- Very high joining fee and annual fee
- Best value requires frequent use of golf and lounge benefits
- Reward rate on normal domestic spends is relatively modest
- Reward ecosystem is weaker than Infinia, Atlas, or Amex for travel transfers
- Lounge access and some premium benefits may have usage conditions
- Limited appeal for users seeking straightforward cashback rewards
Who is this card for?
Ultra-high-net-worth IndusInd banking customers who qualify by invitation. Suited for those with significant assets, frequent international travel, and who value exclusive bespoke services.
Quick Links
Data last updated 24 Mar 2026