IndusInd Bank Crest Credit Card
The IndusInd Bank Crest Credit Card is IndusInd's ultra-exclusive metal card, available only by invitation to the bank's most valued customers.
Premium Privileges Fit Score
97/100
Joining Fee
₹50,000
Annual Fee
₹50,000
Reward Rate (%)
1 – 5
Forex Markup
0%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
34/35
Fee Value & ROI
18/25
Lounge & Perks
20/20
Forex & Access
14/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
IndusInd Bank Crest Credit Card Benefits
IndusInd Bank Crest Credit Card Rewards
How you earn back on every swipe
points
Reward type
1% – 5%
Earn rate
IndusInd Bank Crest Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
IndusInd Bank Crest Credit Card Lounge Access
Airport perks included with this card
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Invitation only card
- Not available on Paisabazaar.com
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹2,50,000/mo (₹30,00,000/yr), your ₹50,000 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
IndusInd Bank Crest Credit Card Eligibility
Invite only — You typically need an existing relationship with IndusInd Bank to get this card.
Pros & Cons
- Strong premium travel and lifestyle card
- Excellent golf benefits with 3 games and 3 lessons monthly
- Good domestic and international lounge access
- Low 1.8% forex markup is better than most premium cards
- Weekend reward rate is double the weekday rate
- High insurance coverage and travel protections
- Good movie and entertainment benefits
- Very high joining fee and annual fee
- Best value requires frequent use of golf and lounge benefits
- Reward rate on normal domestic spends is relatively modest
- Reward ecosystem is weaker than Infinia, Atlas, or Amex for travel transfers
- Lounge access and some premium benefits may have usage conditions
- Limited appeal for users seeking straightforward cashback rewards
Who is this card for?
Ultra-high-net-worth IndusInd banking customers who qualify by invitation. Suited for those with significant assets, frequent international travel, and who value exclusive bespoke services.
Quick Links
Data last updated 4 Aug 2026
Calculate your exact earnings with IndusInd Bank Crest Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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