IndusInd Bank
IndusInd Legend Credit Card
Your rating
Community rating
Joining Fee
₹5,000
Annual Fee
Free
Reward Rate
1% – 2%
Forex Markup
1.8%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
1% – 2%
Earn rate
1
Points / ₹100
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- fuel transactions do not earn reward points
- some benefits discontinued or change over time
- reward redemptions to some airline partners discontinued
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Pros & Cons
- Weekday/Weekend reward points
- 1.8% discounted forex markup
- Concierge service
- Cuto assist
- Contactless payments
- Movie ticket offers
- Travel insurance
- Priority Pass lounge access (Effective 7th March 2025, Lounge Access feature will be discontinued)
- Moderate reward rate
Who is this card for?
Value-seeking cardholders who want a no-fee card with lounge access for occasional travel. Ideal as a secondary card for IndusInd banking customers.
Quick Links
Data last updated 24 Mar 2026