IndusInd Legend Credit Card
The IndusInd Legend Credit Card is a lifetime-free (LTF) card that offers the rare combination of zero fees and complimentary airport lounge access.
Beginner & Zero Fee Fit Score
94/100
Joining Fee
₹5,000
Annual Fee
Free
Reward Rate (%)
1 – 2
Forex Markup
1.8%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
25/25
Lounge & Perks
4/20
Forex & Access
14/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
IndusInd Legend Credit Card Benefits
IndusInd Legend Credit Card Rewards
How you earn back on every swipe
points
Reward type
1% – 2%
Earn rate
1
Points / ₹100
IndusInd Legend Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
IndusInd Legend Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- fuel transactions do not earn reward points
- some benefits discontinued or change over time
- reward redemptions to some airline partners discontinued
Card Features
🎉 Zero Annual Fee — 100% Net Profit
IndusInd Legend Credit Card has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
IndusInd Legend Credit Card Eligibility
Pros & Cons
- Weekday/Weekend reward points
- 1.8% discounted forex markup
- Concierge service
- Cuto assist
- Contactless payments
- Movie ticket offers
- Travel insurance
- Priority Pass lounge access (Effective 7th March 2025, Lounge Access feature will be discontinued)
- Moderate reward rate
Who is this card for?
Value-seeking cardholders who want a no-fee card with lounge access for occasional travel. Ideal as a secondary card for IndusInd banking customers.
Quick Links
Data last updated 14 Aug 2026
Calculate your exact earnings with IndusInd Legend Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
See CardCheck in your Google Search & AI results
Add as a preferred source to get our credit card updates first.