IndusInd Bank
IndusInd Bank Pinnacle World Credit Card
Your rating
Community rating
Joining Fee
₹15,000
Annual Fee
Free
Reward Rate
0.7% – 2.5%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.7% – 2.5%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
4 per year
International lounge visits
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No reward points on fuel transactions
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- No annual fee after paying joining fee
- Strong rewards on e-commerce spending
- Complimentary domestic and international lounge access
- Monthly golf privileges
- Valuable travel insurance coverage
- Good movie benefits through BookMyShow
- Reward points have multiple redemption options
- Suitable for premium lifestyle and travel users
- High upfront joining fee of ₹15,000 + GST
- Forex markup of 3.5% is expensive for international spends
- Only 1 domestic lounge visit per quarter
- Only 1 international lounge visit per quarter
- Reward rate on offline spends is relatively low
- Fuel transactions do not earn reward points
- Cash redemption capped on reward-point redemptions
Who is this card for?
Professionals spending ₹60,000–₹1,20,000/month who want premium perks including lounge access and golf without the ultra-premium fee of the Pinnacle Visa Infinite.
Quick Links
Data last updated 24 Mar 2026