IndusInd Bank
IndusInd Pioneer Heritage Credit Card
Your rating
Community rating
Joining Fee
Free
Annual Fee
Free
Reward Rate
1% – 3.5%
Forex Markup
1.8%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
1% – 3.5%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Complimentary ITC Membership discontinued from 15th September 2025
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Invite only — You typically need an existing relationship with IndusInd Bank to get this card.
Pros & Cons
- Lifetime free — zero joining and annual fee (for Pioneer/Heritage customers)
- Unlimited domestic airport lounge access
- Priority Pass for international lounge access
- 5 Reward Points per ₹100 on travel and dining
- 1.8% forex markup
- Dedicated concierge service
- Exclusive to IndusInd Pioneer/Heritage banking customers only
- Requires qualifying wealth banking relationship
Who is this card for?
Existing IndusInd Pioneer or Heritage banking customers who qualify for this exclusive card. The lifetime-free nature makes it exceptional value for qualifying customers who want premium travel benefits.
Quick Links
Data last updated 24 Mar 2026