IndusInd Bank Tiger Credit Card
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IndusInd Bank

IndusInd Bank Tiger Credit Card

Visa
Co-branded

Your rating

Community rating

Best for Sports & dining enthusiasts — accelerated rewards on fitness, dining, movies

Joining Fee

Free

Annual Fee

Free

Reward Rate

1% – 6%

Forex Markup

1.5%

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

Key Benefits

Lifetime free credit card (Nil joining fee and annual fee)
Earn 1 Reward Point per ₹100 on first ₹1 lakh annual spends
Earn 2 Reward Points per ₹100 on annual spends from ₹1 lakh–₹2.5 lakh
Earn 4 Reward Points per ₹100 on annual spends from ₹2.5 lakh–₹5 lakh
Earn 6 Reward Points per ₹100 on annual spends above ₹5 lakh
Reward points redeemable for cash credit at ₹0.40 per point
2 complimentary domestic lounge visits per quarter (8 per year)
2 complimentary international lounge visits per year via Priority Pass
1 complimentary golf game or lesson per quarter (4 per year)
1 complimentary BookMyShow movie ticket worth up to ₹500 every 6 months
Low forex markup fee of 1.5%

Rewards

How you earn back on every swipe

points

Reward type

1% – 6%

Earn rate

6

Points / ₹100

₹0.4

Per point

24 months

Point expiry

₹5,000

Monthly cap

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining feeFree
Annual feeFree
Fee waiver on annual spendFree
Interest-free period50 days
Interest rate (APR)42%
Late payment fee (max)₹1,300
Cash advance fee2.5% (min ₹300)
Over-limit fee2.5%
Forex markup1.5%
Fuel surcharge waiverYes (₹400–₹4000)

Travel & Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

2 per year

International lounge visits

Priority Pass

Included with this card

Things to Keep in Mind

  • fuel transactions do not earn rewards
  • select MCCs such as utility bills, insurance, government services, educational institutes, real estate and rent payments are excluded
  • reward redemption for cash is capped at 5000 points per month

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Eligibility

Age21+ yrs – 70
Min. income₹25,000/month
CIBIL score750+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • Truly lifetime free with no spend requirement
  • Low 1.5% forex markup for international spends
  • Good lounge access for a no-fee card
  • Complimentary international lounge access included
  • Golf privileges without annual fee
  • Reward rate improves significantly at higher spend levels
  • Useful movie benefit through BookMyShow
  • Strong overall travel benefits for a lifetime-free card
Cons
  • Base reward rate is weak for low spenders
  • Higher rewards require ₹5 lakh+ annual spending
  • Cash redemption value limited to ₹0.40 per point
  • No category-based accelerated rewards
  • Only 2 international lounge visits per year
  • No welcome bonus or joining benefits
  • Utility and insurance spends may not earn rewards

Who is this card for?

Sports and fitness enthusiasts or active urban spenders who regularly dine out, watch movies, and make entertainment purchases. Best for those spending ₹15,000–₹30,000/month.

Quick Links

View on bank website

Data last updated 24 Mar 2026

All IndusInd Bank credit cards →Best Reward CardsCards with Lounge AccessBest Travel CardsZero Fee CardsBest Fuel Cards