What is the annual fee for IndiGo Kotak Credit Card - Premium?

The annual fee for IndiGo Kotak Credit Card - Premium is ₹3,000.

What is the joining fee for IndiGo Kotak Credit Card - Premium?

The one-time joining fee for IndiGo Kotak Credit Card - Premium is ₹3,000.

What are the rewards and benefits of IndiGo Kotak Credit Card - Premium?

IndiGo Kotak Credit Card - Premium earns points rewards. Reward rate ranges from 2% to 21%.

What lounge access benefits does IndiGo Kotak Credit Card - Premium provide?

IndiGo Kotak Credit Card - Premium provides 2 domestic lounge visits per quarter.

RBI Approved

Secure Payments

Community

(0)

Your Rating

Kotak Mahindra Bank

IndiGo Kotak Credit Card - Premium

Name: IndiGo Kotak Credit Card - Premium
Brand: Kotak Mahindra Bank
Price: 3000 INR
Availability: InStock

Earn rewards and benefits with IndiGo Kotak Credit Card - Premium.

Co-branded

CardCheck ScoreVery Good

Top Category Performance

RuPay UPI Scan & Pay (88/100)

Best for: frequent IndiGo flyers

Joining Fee

₹3,000

Annual Fee

₹3,000

Reward Rate (%)

2 – 21

Forex Markup

3.5%

Community

(0)

Your Rating

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Very GoodScore / 100

Reward Power

35/35

Fee Value & ROI

18/25

Lounge & Perks

15/20

Forex & Access

8/20

Category Strengths Breakdown

Ranked by strongest spend category

RuPay UPI Payments

88/100

Online Shopping

84/100

Travel & Lounge

82/100

Cashback Spends

75/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

IndiGo Kotak Credit Card - Premium Benefits

Welcome benefit of 4,000 IndiGo BluChips and a 6E Eats voucher

Renewal benefit of 4,000 IndiGo BluChips on annual fee payment

Earn up to 21 IndiGo BluChips per ₹100 on IndiGo flight bookings through IndiGo channels (including card rewards and BluChip tier benefits)

Earn 3 IndiGo BluChips per ₹100 on dining and entertainment spends

Earn 2 IndiGo BluChips per ₹100 on all other eligible retail spends

Earn milestone vouchers worth 4,000 IndiGo BluChips each on annual spends of ₹1.5 lakh, ₹4 lakh, ₹7.5 lakh, and ₹12 lakh

8 complimentary domestic airport lounge visits per year (2 per quarter)

IndiGo BluChips can be redeemed for IndiGo flights and add-ons

IndiGo Kotak Credit Card - Premium Rewards

How you earn back on every swipe

points

Reward type

2% – 21%

Earn rate

₹1

Per point

IndiGo Kotak Credit Card - Premium Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹3,000

Annual fee₹3,000

Interest rate (APR)41.97% – 45%

Late payment fee (max)₹1,300

Cash advance fee2.5% (min ₹500)

Forex markup3.5%

Fuel surcharge waiverNo

IndiGo Kotak Credit Card - Premium Lounge Access

Airport perks included with this card

2 per quarter

Domestic lounge visits

Things to Keep in Mind

Rent
Wallet
Utility
Education
Transportation

Card Features

Metal Card

Contactless

UPI Linked

Annual Fee: ₹3,000

This card carries a fixed annual fee of ₹3,000. At ~21% estimated return, spending approximately ₹1,190/mo earns enough rewards to fully offset the annual fee.