PVR INOX Kotak Credit Card
The PVR INOX Kotak Credit Card is an entertainment-focused co-branded credit card offering 1 complimentary movie ticket (M-Coupon capped at ₹300) on every ₹10,000 spent in a monthly billing cycle with no upper milestone cap.
Beginner & Zero Fee Fit Score
85/100
Joining Fee
Free
Annual Fee
₹499
Reward Rate (%)
1 – 5
Statement credit
Forex Markup
3.5%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
15/35
Fee Value & ROI
22/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
PVR INOX Kotak Credit Card Benefits
PVR INOX Kotak Credit Card Rewards
How you earn back on every swipe
cashback
Reward type
₹300
Monthly cap
₹300
Monthly cap
PVR INOX Kotak Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Things to Keep in Mind
- rent payments
- wallet funding
- online skill-based gaming
Card Features
Annual Fee: ₹499
This card carries a fixed annual fee of ₹499. At ~1.5% estimated return, spending approximately ₹2,772/mo earns enough rewards to fully offset the annual fee.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
PVR INOX Kotak Credit Card Eligibility
Employment type
Pros & Cons
- 1 free PVR INOX movie ticket (up to ₹300) for every ₹10,000 spent in a billing cycle
- No ceiling on eligible monthly milestone tickets (e.g. ₹20k spend = 2 tickets, ₹50k = 5 tickets)
- 20% discount on cinema food and beverage purchases
- 5% discount on movie tickets at PVR INOX
- Zero joining fee (₹499 annual renewal fee)
- Ideal companion card for cinema and entertainment enthusiasts
- Best value depends heavily on PVR INOX usage
- No airport lounge access
- Reward rates outside entertainment categories are average
- Forex markup is high for international spending
- Monthly ticket benefits require spend milestones
- Limited travel and premium lifestyle benefits
- Reward redemption flexibility is relatively limited
Quick Links
Data last updated 15 Sept 2026
Calculate your exact earnings with PVR INOX Kotak Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
See CardCheck in your Google Search & AI results
Add as a preferred source to get our credit card updates first.