What is the annual fee for PVR INOX Kotak Credit Card?

The annual fee for PVR INOX Kotak Credit Card is ₹499.

What is the joining fee for PVR INOX Kotak Credit Card?

The one-time joining fee for PVR INOX Kotak Credit Card is nil (no joining fee).

What are the rewards and benefits of PVR INOX Kotak Credit Card?

PVR INOX Kotak Credit Card earns cashback rewards.

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Kotak Mahindra Bank

PVR INOX Kotak Credit Card

Name: PVR INOX Kotak Credit Card
Brand: Kotak Mahindra Bank
Price: 499 INR
Availability: InStock

Earn rewards and benefits with PVR INOX Kotak Credit Card.

Co-branded

CardCheck ScoreBasic

Top Category Performance

Beginner & Zero Fee (85/100)

Best for: movie lovers

Joining Fee

Free

Annual Fee

₹499

Reward Rate (%)

1 – 5

Forex Markup

3.5%

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(0)

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Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

BasicScore / 100

Reward Power

15/35

Fee Value & ROI

22/25

Lounge & Perks

4/20

Forex & Access

8/20

Category Strengths Breakdown

Ranked by strongest spend category

Zero Fee & Starter

85/100

Online Shopping

84/100

Cashback Spends

80/100

Dining & Food

45/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

PVR INOX Kotak Credit Card Benefits

2 free PVR INOX movie tickets every month on ₹10,000 monthly spends

Additional movie ticket benefits on higher spend milestones

15% discount on food & beverages at PVR INOX cinemas

5% cashback on movie, dining, and entertainment spends

2 Reward Points per ₹100 on other eligible spends

Annual fee waiver on ₹1.5 lakh annual spends

PVR INOX Kotak Credit Card Rewards

How you earn back on every swipe

cashback

Reward type

₹300

Monthly cap

PVR INOX Kotak Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining feeFree

Annual fee₹499

Interest-free period51 days

Interest rate (APR)45%

Late payment fee (max)₹1,300

Cash advance fee2.5% (min ₹500)

Forex markup3.5%

Fuel surcharge waiverNo

Things to Keep in Mind

rent payments
wallet funding
online skill-based gaming

Card Features

Metal Card

Contactless

UPI Linked

Annual Fee: ₹499

This card carries a fixed annual fee of ₹499. At ~2% estimated return, spending approximately ₹2,079/mo earns enough rewards to fully offset the annual fee.