RBL Bank
RBL ICON Credit Card
Your rating
Community rating
Joining Fee
₹1,000
Annual Fee
₹5,000
Reward Rate
2% – 5%
Forex Markup
2%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
2% – 5%
Earn rate
2
Points / ₹100
₹0.25
Per point
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
4 per quarter
Domestic lounge visits
4 per year
International lounge visits
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No reward points on fuel transactions
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Pros & Cons
- 5 RBL Reward Points per ₹100 on dining, travel, and entertainment
- 2 RBL Reward Points per ₹100 on all other eligible retail spends
- 4 complimentary domestic airport lounge visits per quarter via DreamFolks
- 4 international airport lounge visits per year via Priority Pass
- 2% forex markup on international transactions
- 1:1 mile transfer to airline loyalty programmes
- ₹5,000 annual fee with no waiver
- International lounge capped at 4 per year
Who is this card for?
High-spending professionals and frequent travellers who want RBL's most rewarding card with comprehensive lounge access. Best for those spending ₹50,000+ monthly on dining, travel, and entertainment.
Quick Links
Data last updated 24 Mar 2026