RBL Bank Platinum Delight Credit Card
The RBL Bank Platinum Delight Credit Card rewards weekend spending with accelerated points — 20 RBL Reward Points per ₹100 on dining and shopping on Saturdays and Sundays, 10 RP per ₹100 on weekdays for the same categories, and 1 RP per ₹100 on all other spends.
Online Shopping Fit Score
84/100
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Rate (%)
2 – 4
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
31/35
Fee Value & ROI
20/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
RBL Bank Platinum Delight Credit Card Benefits
RBL Bank Platinum Delight Credit Card Rewards
How you earn back on every swipe
points
Reward type
2% – 4%
Earn rate
2
Points / ₹100
₹1,000
Monthly cap
RBL Bank Platinum Delight Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Things to Keep in Mind
- fuel
- utilities
- insurance
- quasi-cash
- railways
- real estate/rental
- education
- wallet/service providers
- government services
- contracted services
- cash
- miscellaneous
- Bills2Pay
- EMI conversion
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹16,667/mo (₹2,00,004/yr), your ₹1,000 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
RBL Bank Platinum Delight Credit Card Eligibility
Pros & Cons
- Strong rewards on weekend spending
- Monthly milestone bonus is easy to achieve
- Attractive 4,000-point welcome benefit
- Annual fee waiver at ₹2 lakh spends
- Rewards earned on most retail categories
- Good for users with regular monthly card usage
- Fuel surcharge waiver included
- Decent value for an entry-level rewards card
- No airport lounge access
- Forex markup of around 3.5% is high
- Reward redemption value is modest
- Reward redemption fee applies
- Weekend bonus rewards capped monthly
- No cashback option with high value
Who is this card for?
Urban professionals and families who do most of their dining out and shopping on weekends. The 20X weekend rate makes this particularly rewarding for those who consolidate leisure spending on weekends.
Quick Links
Data last updated 9 Aug 2026
Calculate your exact earnings with RBL Bank Platinum Delight Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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