RBL Bank
RBL Bank Platinum Delight Credit Card
Your rating
Community rating
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Rate
2% – 4%
Forex Markup
—
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
2% – 4%
Earn rate
2
Points / ₹100
₹1,000
Monthly cap
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Things to Keep in Mind
- fuel
- utilities
- insurance
- quasi-cash
- railways
- real estate/rental
- education
- wallet/service providers
- government services
- contracted services
- cash
- miscellaneous
- Bills2Pay
- EMI conversion
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Pros & Cons
- Strong rewards on weekend spending
- Monthly milestone bonus is easy to achieve
- Attractive 4,000-point welcome benefit
- Annual fee waiver at ₹2 lakh spends
- Rewards earned on most retail categories
- Good for users with regular monthly card usage
- Fuel surcharge waiver included
- Decent value for an entry-level rewards card
- No airport lounge access
- Forex markup of around 3.5% is high
- Reward redemption value is modest
- Reward redemption fee applies
- Weekend bonus rewards capped monthly
- No cashback option with high value
Who is this card for?
Urban professionals and families who do most of their dining out and shopping on weekends. The 20X weekend rate makes this particularly rewarding for those who consolidate leisure spending on weekends.
Quick Links
Data last updated 24 Mar 2026