RBL Bank
RBL Bank Platinum Maxima Plus Credit Card
Your rating
Community rating
Joining Fee
₹500
Annual Fee
₹2,500
Reward Rate
0.5% – 2.5%
Forex Markup
3%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.5% – 2.5%
Earn rate
10
Points / ₹100
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No complimentary access to international airport lounges
- No card annual fee waiver option
- Spends on railways, fuel, utilities, real estate, insurance, and other categories do not accrue reward points
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Pros & Cons
- 5 RBL Reward Points per ₹100 on dining, travel, and international spends
- 2 RBL Reward Points per ₹100 on all other eligible retail spends
- 10,000 welcome RBL Reward Points on joining
- 2 complimentary domestic airport lounge visits per quarter via DreamFolks
- Annual fee waived on ₹3 lakh spend
- ₹2,500 annual fee
- Only 2 domestic lounges per quarter — no international lounge
Who is this card for?
Salaried professionals who dine out and travel regularly and want a mid-tier card with lounge access. The 5X on dining and travel makes it rewarding for those spending ₹20,000–₹40,000/month in these categories.
Quick Links
Data last updated 24 Mar 2026