RBL Bank Platinum Maxima Plus Credit Card
The RBL Bank Platinum Maxima Plus Credit Card sits at the mid-premium tier, offering 5 RBL Reward Points per ₹100 on dining, travel, and international spends, and 2 RP per ₹100 on all other transactions.
Travel & Lounge Fit Score
82/100
Joining Fee
₹500
Annual Fee
₹2,500
Reward Rate (%)
0.5 – 2.5
Forex Markup
3%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
24/35
Fee Value & ROI
18/25
Lounge & Perks
15/20
Forex & Access
10/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
RBL Bank Platinum Maxima Plus Credit Card Benefits
RBL Bank Platinum Maxima Plus Credit Card Rewards
How you earn back on every swipe
points
Reward type
0.5% – 2.5%
Earn rate
10
Points / ₹100
RBL Bank Platinum Maxima Plus Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
RBL Bank Platinum Maxima Plus Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No complimentary access to international airport lounges
- No card annual fee waiver option
- Spends on railways, fuel, utilities, real estate, insurance, and other categories do not accrue reward points
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹25,000/mo (₹3,00,000/yr), your ₹2,500 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
RBL Bank Platinum Maxima Plus Credit Card Eligibility
Pros & Cons
- 5 RBL Reward Points per ₹100 on dining, travel, and international spends
- 2 RBL Reward Points per ₹100 on all other eligible retail spends
- 10,000 welcome RBL Reward Points on joining
- 2 complimentary domestic airport lounge visits per quarter via DreamFolks
- Annual fee waived on ₹3 lakh spend
- ₹2,500 annual fee
- Only 2 domestic lounges per quarter — no international lounge
Who is this card for?
Salaried professionals who dine out and travel regularly and want a mid-tier card with lounge access. The 5X on dining and travel makes it rewarding for those spending ₹20,000–₹40,000/month in these categories.
Quick Links
Data last updated 6 Aug 2026
Calculate your exact earnings with RBL Bank Platinum Maxima Plus Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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