SBI CardEtihad Guest SBI Credit Card
The Etihad Guest SBI Credit Card is a co-branded aviation card for Etihad Airways loyalists.
Top Category Performance
Travel & Lounge (82/100)
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Rate (%)
0.5 – 3
Forex Markup
3.5%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
27/35
Fee Value & ROI
20/25
Lounge & Perks
15/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Etihad Guest SBI Credit Card Benefits
Etihad Guest SBI Credit Card Rewards
How you earn back on every swipe
miles
Reward type
0.5% – 3%
Earn rate
18 months
Point expiry
Etihad Guest SBI Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Etihad Guest SBI Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Miles redeemable on Etihad and partner network only
- No miles on fuel, EMI, cash advances, utility payments, government transactions
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹16,667/mo (₹2,00,004/yr), your ₹1,499 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Etihad Guest SBI Credit Card Eligibility
Pros & Cons
- 3 Etihad Guest Miles per ₹100 on Etihad bookings via SBI portal
- 1.5 Etihad Guest Miles per ₹100 on dining
- 1 Etihad Guest Mile per ₹100 on all other spends
- 2 domestic airport lounge visits per quarter via DreamFolks
- Annual fee waived on ₹2 lakh spend
- ₹1,499 joining + annual fee
- Best value only for Etihad frequent flyers
- No international lounge access from India
Who is this card for?
Travellers who frequently fly Etihad Airways and want to earn miles on everyday Indian spending that can be redeemed for Etihad flights or Abu Dhabi stopovers.
Quick Links
Data last updated 9 Aug 2026
Top Alternatives in this Category
Highly rated alternatives evaluated by our deterministic scoring engine
Popular Comparisons for Etihad Guest SBI Credit Card
Direct side-by-side MITC term matchups
Etihad Guest SBI Credit Card vs ACE Credit Card
Axis Bank · ₹499
Etihad Guest SBI Credit Card vs Adani One ICICI Bank Platinum Credit Card
ICICI Bank · ₹750
Etihad Guest SBI Credit Card vs Airtel Axis Bank Credit Card
Axis Bank · ₹500
Etihad Guest SBI Credit Card vs Amazon Pay ICICI Bank Credit Card
ICICI Bank · Free
Etihad Guest SBI Credit Card vs American Express SmartEarn Credit Card
American Express · ₹495
Etihad Guest SBI Credit Card vs AU Altura Plus Credit Card
AU Small Finance Bank · ₹499
More from SBI Card
Calculate your exact earnings with Etihad Guest SBI Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.