Etihad Guest SBI Credit Card
The Etihad Guest SBI Credit Card is a co-branded aviation card for Etihad Airways loyalists.
Travel & Lounge Fit Score
82/100
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Rate (%)
0.5 – 3
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
27/35
Fee Value & ROI
20/25
Lounge & Perks
15/20
Forex & Access
8/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Etihad Guest SBI Credit Card Benefits
Etihad Guest SBI Credit Card Rewards
How you earn back on every swipe
miles
Reward type
0.5% – 3%
Earn rate
18 months
Point expiry
Etihad Guest SBI Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Etihad Guest SBI Credit Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Miles redeemable on Etihad and partner network only
- No miles on fuel, EMI, cash advances, utility payments, government transactions
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹16,667/mo (₹2,00,004/yr), your ₹1,499 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Etihad Guest SBI Credit Card Eligibility
Pros & Cons
- 3 Etihad Guest Miles per ₹100 on Etihad bookings via SBI portal
- 1.5 Etihad Guest Miles per ₹100 on dining
- 1 Etihad Guest Mile per ₹100 on all other spends
- 2 domestic airport lounge visits per quarter via DreamFolks
- Annual fee waived on ₹2 lakh spend
- ₹1,499 joining + annual fee
- Best value only for Etihad frequent flyers
- No international lounge access from India
Who is this card for?
Travellers who frequently fly Etihad Airways and want to earn miles on everyday Indian spending that can be redeemed for Etihad flights or Abu Dhabi stopovers.
Quick Links
Data last updated 9 Aug 2026
Calculate your exact earnings with Etihad Guest SBI Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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