SBI Card
Etihad Guest SBI Credit Card
Your rating
Community rating
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Rate
0.5% – 3%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
miles
Reward type
0.5% – 3%
Earn rate
18 months
Point expiry
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- Miles redeemable on Etihad and partner network only
- No miles on fuel, EMI, cash advances, utility payments, government transactions
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Pros & Cons
- 3 Etihad Guest Miles per ₹100 on Etihad bookings via SBI portal
- 1.5 Etihad Guest Miles per ₹100 on dining
- 1 Etihad Guest Mile per ₹100 on all other spends
- 2 domestic airport lounge visits per quarter via DreamFolks
- Annual fee waived on ₹2 lakh spend
- ₹1,499 joining + annual fee
- Best value only for Etihad frequent flyers
- No international lounge access from India
Who is this card for?
Travellers who frequently fly Etihad Airways and want to earn miles on everyday Indian spending that can be redeemed for Etihad flights or Abu Dhabi stopovers.
Quick Links
Data last updated 24 Mar 2026