Miles SBI Card
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SBI Card

Miles SBI Card

Visa
Regular

Your rating

Community rating

Best for Entry travel card — air miles transferable to multiple airlines

Joining Fee

₹1,499

Annual Fee

₹1,499

Reward Rate

0.5% – 3%

Forex Markup

3.5%

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Key Benefits

2 Travel Credits per ₹200 on eligible domestic spends
4 Travel Credits per ₹200 on international spends
6 complimentary domestic airport lounge visits per year
Complimentary Priority Pass membership for international lounge program access
₹1,500 Yatra voucher on joining fee payment
₹1,500 Yatra voucher on annual spends milestone
1% fuel surcharge waiver on ₹500–₹3,000 fuel transactions
Travel Credits redeemable on Yatra for flights, hotels & holidays
Annual fee waiver on ₹1 lakh annual spends

Rewards

How you earn back on every swipe

miles

Reward type

0.5% – 3%

Earn rate

24 months

Point expiry

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹1,499
Annual fee₹1,499
Fee waiver on annual spend₹2,00,000
Interest-free period50 days
Interest rate (APR)42%
Late payment fee (max)₹1,300
Cash advance fee2.5% (min ₹500)
Forex markup3.5%
Fuel surcharge waiverYes (₹500–₹4000)

Travel & Lounge Access

Airport perks included with this card

1 per quarter

Domestic lounge visits

0 per year

International lounge visits

DreamFolks

Lounge access via DreamFolks

Things to Keep in Mind

  • No miles on fuel, EMI, cash advances, utility payments, government transactions

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Eligibility

Age21+ yrs – 65
Min. income₹35,000/month
CIBIL score720+

Pros & Cons

Pros
  • Good entry-level travel credit card
  • Higher rewards on international spends
  • Domestic lounge access adds good value for the fee
  • Yatra vouchers help offset annual fee
  • Simple travel rewards structure for beginners
  • Useful for moderate travelers and online bookings
  • Easy annual fee waiver milestone
Cons
  • Best redemption value tied mainly to Yatra platform
  • No complimentary international lounge visits despite Priority Pass membership
  • Forex markup is relatively high
  • Reward flexibility is lower than premium travel cards
  • Base rewards on domestic spends are average
  • Limited premium travel and lifestyle benefits
  • Reward exclusions apply on rent, wallet loads, EMI & fuel spends

Who is this card for?

Aspiring frequent flyers who want to earn airline miles at an affordable entry point. Best for those who fly 4–6 times a year and want the flexibility of transferring miles to their preferred airline.

Quick Links

View on bank website

Data last updated 3 Apr 2026

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