Miles Prime SBI Card
The Miles Prime SBI Card is the premium tier travel miles card from SBI, offering 6 air miles per ₹100 on travel and entertainment spends, 2 miles per ₹100 on dining, and 1 mile per ₹100 on all other purchases.
Online Shopping Fit Score
84/100
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Rate (%)
0.5 – 6
Forex Markup
1.99%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
34/35
Fee Value & ROI
18/25
Lounge & Perks
18/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Miles Prime SBI Card Benefits
Miles Prime SBI Card Rewards
How you earn back on every swipe
miles
Reward type
0.5% – 6%
Earn rate
Miles Prime SBI Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Miles Prime SBI Card Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
4 per year
International lounge visits
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No miles on fuel, EMI, cash advances, utility payments, government transactions
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹25,000/mo (₹3,00,000/yr), your ₹2,999 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Miles Prime SBI Card Eligibility
Pros & Cons
- 6 air miles per ₹100 on travel and entertainment spends
- 2 air miles per ₹100 on dining
- 1 air mile per ₹100 on all other retail spends
- 2 domestic airport lounge visits per quarter via DreamFolks
- 4 international lounge visits per year via Priority Pass
- 1.99% forex markup
- Annual fee waived on ₹3 lakh spend
- ₹2,999 joining + annual fee
- Miles value depends on airline programme chosen
Who is this card for?
Frequent flyers spending ₹50,000+/month who want to accumulate miles faster, access both domestic and international lounges, and enjoy a low forex markup on international purchases.
Quick Links
Data last updated 6 Aug 2026
Calculate your exact earnings with Miles Prime SBI Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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