SBI Card
Miles Prime SBI Card
Your rating
Community rating
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Rate
0.5% – 6%
Forex Markup
1.99%
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Key Benefits
Rewards
How you earn back on every swipe
miles
Reward type
0.5% – 6%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
4 per year
International lounge visits
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No miles on fuel, EMI, cash advances, utility payments, government transactions
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Pros & Cons
- 6 air miles per ₹100 on travel and entertainment spends
- 2 air miles per ₹100 on dining
- 1 air mile per ₹100 on all other retail spends
- 2 domestic airport lounge visits per quarter via DreamFolks
- 4 international lounge visits per year via Priority Pass
- 1.99% forex markup
- Annual fee waived on ₹3 lakh spend
- ₹2,999 joining + annual fee
- Miles value depends on airline programme chosen
Who is this card for?
Frequent flyers spending ₹50,000+/month who want to accumulate miles faster, access both domestic and international lounges, and enjoy a low forex markup on international purchases.
Quick Links
Data last updated 3 Apr 2026